The Ghana cedi, in the third week of January 2026, is trading at GH¢10.85 to the US dollar on the Bank of Ghana’s interbank foreign exchange market.
Data released by the central bank on Wednesday, January 21, 2026, showed the dollar buying at GH¢10.84 and selling at GH¢10.85.
Other major currencies also recorded slight movements. The euro traded at GH¢12.72 (buying) and GH¢12.73 (selling), while the pound sterling was quoted at GH¢14.60 (buying) and GH¢14.61 (selling).
At forex bureaus, however, rates were significantly higher. The dollar was being bought at GH¢11.70 and sold at GH¢12.05, showing a much wider margin than the Bank of Ghana’s narrow spread.
The euro traded between GH¢13.30 and GH¢14.20, while the pound ranged from GH¢15.30 to GH¢16.20.
GH¢186 million in legal tender at risk.
These higher bureau rates reflect strong demand for foreign currency and limited supply, a trend often seen at the start of a new financial year.
Meanwhile, the Bank of Ghana is expected to continue its interventions in the coming months to reduce volatility.
Investors and traders will also be watching closely for how upcoming monetary policy decisions and external inflows could affect the cedi’s performance.
Exchange Rates:
Bank of Ghana interbank market rates:
– Dollar: Buying at GH¢10.84, Selling at GH¢10.85
– Pound: Buying at GH¢14.60, Selling at GH¢14.61
– Euro: Buying at GH¢12.72, Selling at GH¢12.73
Forex bureau rates:
– Dollar: Buying at GH¢11.70, Selling at GH¢12.05
– Pound: Buying at GH¢15.30, Selling at GH¢16.20
– Euro: Buying at GH¢13.30, Selling at GH¢14.20
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