CEO of DVLA opening the new centre at Dansoman

The Driver and Vehicle Licensing Authority (DVLA) has officially opened a new ultra-modern service centre in Dansoman, marking a major milestone in the Authority’s drive to enhance service delivery through strategic Public Private Partnerships (PPP).

The new Dansoman DVLA Ultra Centre, opened on Tuesday, October 28, 2025, is a fully equipped, state-of-the-art facility designed to provide the full range of DVLA services, including vehicle registration, driver licensing, and testing.

The centre will serve clients within Dansoman and surrounding communities, helping to reduce congestion at other DVLA offices in the Greater Accra Region.

Speaking at the inauguration ceremony, DVLA Chief Executive, Julius Neequaye Kotey, described the project as a shining example of what can be achieved through effective collaboration between the public and private sectors.

“This ultra centre represents a significant step forward in our mission to modernise operations and bring our services closer to the people,” Mr. Kotey stated.

“It is the product of a successful partnership built on innovation, efficiency, and shared commitment to public service.”

He expressed appreciation to the project partners for their “initiative and unwavering dedication” in bringing the vision to life.

Kotey also reaffirmed DVLA’s readiness to explore additional Public-Private Partnerships (PPPs) to expand service access and improve customer experience nationwide.

The opening of the Dansoman Ultra Centre forms part of the DVLA’s broader modernisation agenda, which includes digitalisation, infrastructure expansion, and improved customer service.

Kotey emphasised that the Authority remains committed to leveraging technology and partnerships to make licensing and vehicle registration processes more efficient, transparent, and client-focused.

“The success of this project reinforces our belief that when the public and private sectors work together, we can deliver world-class services to Ghanaians,” he added.

Nigerian singer, Tiwa Savage, has shut down claims that Afrobeats is currently having its worst performance in two decades.

Reputable music executives, including Paul Okoye aka Paulo, and DJ Big N, have claimed that Afrobeats is declining in separate interviews and social media posts.

However, speaking at the Unstoppable Africans event recently, Savage boasted that Afrobeats is unstoppable.

She argued that, contrary to claims that the genre was declining, it is gaining more ground on charts and tours.

She also spoke about the cultural impact of Afrobeats, recalling that she used to be unhappy about being an African growing up in London, but the positive image Afrobeats is giving the continent has made her become proud of her race.

The singer noted that Afrobeats has achieved a lot despite not having enough support, structure or infrastructure.

“Afrobeats is the fastest growing genre in the world. We kind of created it with nothing; no support, no infrastructure, no real belief even from our own people initially.

“I remember growing up in London, and I was not happy being African. But now I’m so proud because of how big Afrobeats is growing.

“There was a conversation at one point that Afrobeats is going to have its 15 minutes of fame and then fade away. But we are still here. We are not slowing down. In fact, we are filling out stadiums, and we are getting the biggest songs on the charts right now.

“I don’t know how true this is, but apparently, one in every four black persons is a Nigerian or an African.

“So, we are not going anywhere. As much as they are trying to quiet us down, the music is not going anywhere. We are Africans and we are unstoppable,” she remarked.

DISCLAIMER: The Views, Comments, Opinions, Contributions and Statements made by Readers and Contributors on this platform do not necessarily represent the views or policy of Multimedia Group Limited.

DISCLAIMER: The Views, Comments, Opinions, Contributions and Statements made by Readers and Contributors on this platform do not necessarily represent the views or policy of Multimedia Group Limited.

Dutch-Ghanaian full-back Jeremie Frimpong

Liverpool have been hit with a fresh setback after Dutch-Ghanaian full-back Jeremie Frimpong was ruled out for around six weeks with another hamstring injury.

The 24-year-old, who has Ghanaian roots despite representing the Netherlands internationally, sustained the injury during Liverpool’s 5-1 victory over Eintracht Frankfurt last week.

It marks a recurrence of the problem that already forced him to miss several early-season fixtures following his summer transfer from Bayer Leverkusen.

Club sources told Liverpool Confidential that Frimpong is unlikely to return before early December, meaning he will miss several key matches.

The timing is particularly difficult for Liverpool, who have suffered a dramatic dip in form and lost six of their last seven games across all competitions.

Manager Arne Slot’s side now face a demanding stretch of fixtures against Aston Villa, Real Madrid, and Manchester City before the international break.

After that, Liverpool will play six matches in just 17 days, including domestic and European ties against Nottingham Forest, PSV Eindhoven and Inter Milan.

Frimpong’s absence leaves Liverpool short on defensive options at right back.

Conor Bradley, who recently recovered from his own injury, is the only fit senior specialist available.

Calvin Ramsay impressed in the recent defeat to Crystal Palace and could be called upon again, while Joe Gomez and Dominik Szoboszlai remain possible alternatives.

The injury compounds a frustrating start to Frimpong’s Anfield career.

Highly rated for his pace and attacking play, he joined Liverpool in the summer to strengthen their flanks but has struggled for consistency due to fitness issues.

Vice President Prof Jane Naana Opoku-Agyemang (R)

Vice President Prof Jane Naana Opoku-Agyemang has reaffirmed the government’s commitment to transforming Ghana’s aquaculture industry into a key driver of food security, job creation and sustainable development.

Speaking at the Aquaculture Ghana 2025 Conference, the Vice President highlighted the sector’s impressive growth, noting that aquaculture production has risen from 45,000 metric tonnes to 108,000 metric tonnes in recent years. She, however, emphasised that more must be done to meet national demand, reduce post-harvest waste, and strengthen the entire value chain.

Prof Opoku-Agyemang described agriculture and aquaculture as central pillars in Ghana’s journey toward achieving the Sustainable Development Goals (SDGs).

Guided by the Fisheries and Aquaculture Development Act, 2005, she said the government remains focused on promoting innovation, inclusion and environmental sustainability within the sector.

To further boost growth, the Vice President announced that the government will soon launch an Aquaculture Development Fund to improve access to finance, enhance infrastructure and accelerate research and technology transfer across the country.

She noted that the aquaculture industry already supports millions of livelihoods, from hatcheries and feed mills to processors, traders and exporters.

The government, she added, aims to make aquaculture a major source of employment for youth and women entrepreneurs.

Prof Opoku-Agyemang also revealed plans to establish a One-Stop Aquaculture Licensing Regime and a National Aquaculture Commission, envisioned as a Centre of Excellence for training, research and large-scale fish production.

Addressing sector challenges such as high feed and energy costs, limited renewable energy access, inadequate processing infrastructure and disease outbreaks, the Vice President assured stakeholders that comprehensive reforms are underway to tackle these bottlenecks.

She underscored the importance of public-private partnerships in scaling up production, processing, and exports, urging investors to work collaboratively to unlock the full potential of Ghana’s aquaculture economy.

“Aquaculture development,” she said, “will drive green jobs, industrial growth, and rural transformation becoming a catalyst for climate resilience and economic renewal.”

President of the NPP Patriots, Calvin Mensah

President of the NPP Patriots, Calvin Mensah, has strongly criticized the recent directive from the Minister of Education, Haruna Iddrisu, mandating strict adherence to no-haircut policies in second-cycle institutions.

Calvin Mensah, speaking on Movement TV, argued that the timing of such a directive is misplaced, urging the Minister to shift his attention to more pressing challenges within the education sector.

Speaking in reaction to the Minister’s pronouncements at the 75th Anniversary celebrations of Mawuli School, where Iddrisu empowered the Ghana Education Service (GES) and school heads to strictly control student behavior and appearances, Mensah labeled the focus on hairstyles as an “outdated form of control.”

“In a modern educational system that aims to nurture creativity, confidence and innovation, enforcing mandatory haircuts is an outdated form of control that does more harm than good,” Mensah stated.

According to him, education today is supposed to shape minds, not appearances. Adding that when institutions focus on uniformity of looks instead of quality of thought, they unconsciously suppress individuality and self-expression, two key pillars of modern education and leadership development.

He further disclosed that such utterances to parents is an insult to them since they usually know and choose what is best for their wards.

The education minister had emphasised that schools are meant to “mould character, not to host beauty contests” and warned that “giving in on hair today could lead to demands regarding shoes and dress codes tomorrow.”

He stressed, “We’ll not tolerate today, we’ll not tolerate it tomorrow, in so long as we are moulding character. Anybody who thinks that your child will walk into any institution of learning, as if that Child was to attend a beauty contest, the school environment is not for that purpose and not cut for that purpose and will not tolerate that as an institution.”

However, Mensah believes this directive diverts attention from critical issues.

“At a time when our focus should be on digital literacy, innovation, and youth empowerment, it is deeply disappointing that we are still debating on hair. The Ministry of Education must instead tackle the real issues affecting our schools: wrong school placements, lack of access to nutritious meals, inadequate clean water, and poor learning conditions that hinder sound education and mental growth.”

He further elaborated, “My point is that leadership, especially in education, must prioritize issues that have real impact on students’ growth and well-being. The conversation shouldn’t be about controlling appearance, but about improving access, welfare, and quality. Policies like the haircut directive feel outdated because they don’t solve any of the pressing challenges students face daily. Wrong placements, poor nutrition, lack of clean water, and mental health struggles.”

Addressing potential perceptions of his stance as political, Mensah clarified, “That’s a fair question, and I understand why some may see it that way. But my position isn’t political; it’s patriotic and progressive. When young people speak on national issues, it shouldn’t always be reduced to politics.

“I’m speaking as a Ghanaian who believes our education system should match the times we live in. If calling for better school conditions and a focus on student welfare is seen as political, then perhaps it’s time we redefine what true patriotism looks like.”

The NPP Patriots’ President is therefore calling for a renewed focus on the substantive challenges within Ghana’s educational system, urging the Ministry of Education to prioritize policies that foster genuine learning and student well-being over perceived superficial disciplinary measures.

Tragedy as farmer drowns while seeking loan to send child to SHS

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The policy blueprint has a strong focus on stakeholder engagement

Ghana has become the first country in West Africa to launch a national policy blueprint for plastic alternatives and non-plastic substitutes.

The blueprint, which was launched earlier this year, sets out a roadmap for establishing a thriving industry that can create over 300,000 jobs in Ghana over the next two decades.

Dr Ebenezer Laryea, Reader (Professor) at Aston University and Project Director for FRESHPPACT, expressed his excitement about the implementation of the policy blueprint, which is being supported by the UK Government and the United Nations Conference on Trade and Development (UNCTAD).

The implementation of the policy blueprint is a collaborative effort between the government, NGOs, research institutions and the private sector. Dr. Laryea emphasized the importance of strong stakeholder networks in ensuring the success of the project.

The policy blueprint has a strong focus on stakeholder engagement, including with SMEs, big businesses, consumers, and research institutions.

The implementation of the policy blueprint is expected to have numerous economic and environmental benefits, including creating over 300,000 jobs in Ghana over the next two decad harnessing the benefits of the Africa Continental Free Trade Area (AfCFTA) and the ECOWAS sub-region reducing plastic waste and promoting a cleaner environment and ncreasing trade opportunities for Ghana.

The government has expressed its commitment to the project, with Professor Nana Amoah, Head of the Environmental Protection Agency (EPA), demonstrating a deep understanding of the process.

Dr Laryea praised the government for its support and cooperation, citing President John Dramani Mahama’s vision for job creation and environmental protection.

He called on all Ghanaians to support the implementation of the policy blueprint, emphasising the need for a paradigm shift in the way we think about plastic use and waste management.

He also urged Ghanaians to take advantage of the economic opportunities presented by the transition to plastic alternatives and non-plastic substitutes.

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The Krowor Municipal Assembly has announced collaborative efforts with the Member of Parliament and Ghana Water Limited to address the ongoing water challenges in the municipality following the shutdown of the desalination plant.

In an interview with Citi News, the Municipal Chief Executive, Ing. Paul Afotey Quaye, disclosed that the plant had been operating at only 20 percent capacity for several months before its eventual closure, exacerbating water shortages across multiple communities.

He said temporary water supplies have been arranged for the most affected areas, while plans are underway to install community storage tanks as a sustainable, long-term solution. He also urged residents to store water as authorities work to restore regular supply.

“One of the short-term solutions is to give community members relief. And so the assembly, working together with the MP, will provide water to the communities in water tanks to give them some relief.

“But as a long-term solution, we’ll provide the community storage tanks connected to the Ghana Water grid. So when water comes into the network, we store. Community members can use the household water, when they deplete them, then they can fall on the community storage tanks,” he explained.

The policy blueprint has a strong focus on stakeholder engagement

Ghana has become the first country in West Africa to launch a national policy blueprint for plastic alternatives and non-plastic substitutes.

The blueprint, which was launched earlier this year, sets out a roadmap for establishing a thriving industry that can create over 300,000 jobs in Ghana over the next two decades.

Dr Ebenezer Laryea, Reader (Professor) at Aston University and Project Director for FRESHPPACT, expressed his excitement about the implementation of the policy blueprint, which is being supported by the UK Government and the United Nations Conference on Trade and Development (UNCTAD).

The implementation of the policy blueprint is a collaborative effort between the government, NGOs, research institutions and the private sector. Dr. Laryea emphasized the importance of strong stakeholder networks in ensuring the success of the project.

The policy blueprint has a strong focus on stakeholder engagement, including with SMEs, big businesses, consumers, and research institutions.

The implementation of the policy blueprint is expected to have numerous economic and environmental benefits, including creating over 300,000 jobs in Ghana over the next two decad harnessing the benefits of the Africa Continental Free Trade Area (AfCFTA) and the ECOWAS sub-region reducing plastic waste and promoting a cleaner environment and ncreasing trade opportunities for Ghana.

The government has expressed its commitment to the project, with Professor Nana Amoah, Head of the Environmental Protection Agency (EPA), demonstrating a deep understanding of the process.

Dr Laryea praised the government for its support and cooperation, citing President John Dramani Mahama’s vision for job creation and environmental protection.

He called on all Ghanaians to support the implementation of the policy blueprint, emphasising the need for a paradigm shift in the way we think about plastic use and waste management.

He also urged Ghanaians to take advantage of the economic opportunities presented by the transition to plastic alternatives and non-plastic substitutes.

Tragedy as farmer drowns while seeking loan to send child to SHS

The wait is over! The GhanaWeb Excellence Awards 2025 is officially launched. Let’s Celebrate impact, innovation and excellence across Ghana.

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Renowned playwright and founder of Roverman Productions, James Ebo Whyte, aka Uncle Ebo Whyte, has paid a courtesy call on the newly appointed Executive Director of the National Theatre of Ghana, Henry Herbert Malm.

This is part of his ongoing collaboration with the institution.

The meeting, held at the National Theatre on Tuesday, served as both a gesture of goodwill and a reaffirmation of the long-standing partnership between Roverman Productions and the Theatre. 

For the past 17 years, Roverman Productions has been one of the Theatre’s most consistent and influential partners, presenting a rich catalogue of stage plays that have drawn large audiences and contributed significantly to the sustainability of live theatre performances in Ghana.

This partnership has not only strengthened the Theatre’s performance calendar but also advanced its mandate to promote and develop the performing arts while providing a platform for authentic Ghanaian storytelling. 

During the visit, the National Theatre boss expressed a heartfelt appreciation to Mr Ebo Whyte for his unwavering support and loyalty as a consistent patron of the National Theatre.

Mr Malm further assured him of management’s commitment to enhancing the Theatre’s facilities and creative environment to make the space even more conducive for artists, audiences, and future collaborations. 

Mr Ebo Whyte, in turn, conveyed his gratitude to the Theatre’s leadership and the entire technical and administrative team who have supported Roverman Productions throughout the years.

He also expressed optimism for an even more fruitful partnership under the new leadership, reaffirming his commitment to the shared vision of promoting Ghanaian theatre and creative talent. 

DISCLAIMER: The Views, Comments, Opinions, Contributions and Statements made by Readers and Contributors on this platform do not necessarily represent the views or policy of Multimedia Group Limited.

DISCLAIMER: The Views, Comments, Opinions, Contributions and Statements made by Readers and Contributors on this platform do not necessarily represent the views or policy of Multimedia Group Limited.

Ken Ofori-Atta, is a former Minister of Finance

The Office of the Special Prosecutor (OSP) will by the end of November 2025 file charges against former Finance Minister Ken Ofori-Atta and five others over their roles in the controversial revenue assurance contracts between the Ghana Revenue Authority (GRA) and Strategic Mobilisation Ghana Limited (SML).

Those expected to face prosecution include former Commissioner-Generals of the Ghana Revenue Authority, (GRA) Dr Ammishaddai Owusu-Amoah and Emmanuel Kofi Nti, as well as GRA officials, Isaac Crentsil and Kwadwo Damoa, Ernest Akore, former Technical Advisor at the Ministry of Finance.

Text

Addressing a press conference in Accra on Thursday, October 30, 2024, the Special Prosecutor Agyebeng said, “The outcome of the investigation is that the OSP will charge the following persons with various corruption and corruption-related offences before the end of November 2025.”

He noted that months of investigations revealed acts of corruption, abuse of office and serious breaches of procurement laws in the awarding and execution of the contracts.

“There was no genuine need for contracting SML for the work it purported to perform,” Kissi Agyebeng said.

‘There was no genuine need for contracting SML’ – Kissi Agyebeng

He further revealed that the GRA failed to submit the full agreements between SML and its third-party collaborators, a lapse he said undermined transparency and accountability in the entire process.

“The investigations revealed glaring statutory breaches, conflicts of interest and unjustified payments tied to the SML agreements,” the Special Prosecutor noted.

He disclosed that the OSP will recover GH¢125 million from Strategic Mobilisation Ghana Limited (SML).

“The OSP will recover a total amount of GH₵125 from SML by way of disgorgement of unjust enrichment of overpayment by the return of the benefit this amount obtained unfairly at the expense of the Republic,” he added.

Ken Ofori-Atta was first identified by the OSP in January 2025 as a suspect in several corruption-related cases, including alleged irregularities in contracts with Strategic Mobilisation Ghana Limited (SML), expenditures linked to the National Cathedral project, and issues in health and tax refund operations.

He was declared a fugitive in February 2025 after failing to honour multiple OSP summonses.

His lawyers later requested that his name be removed from the wanted list, promising he would return. However, after he again failed to appear before the OSP in June 2025, his fugitive status was reinstated, and the OSP indicated it would pursue extradition while maintaining the Interpol Red Notice.

Ten months after being first declared a fugitive, Ofori-Atta has neither been arrested in the United States nor voluntarily returned to Ghana.

JKB/AM

Short hair won’t stop double-salary scandals’ – Ras Mubarak fires back at Haruna Iddrisu

Kennedy Agyapong, flagbearer hopeful of the New Patriotic Party

Flagbearer hopeful of the New Patriotic Party (NPP), Kennedy Agyapong, has vowed not to accept the outcome of the party’s January 2026 delegates election if he is recorded zero votes in any constituency, particularly in the Northern region of Ghana.

According to Agyapong, although he is a strong advocate for peace, he cannot accept results that he believes are unfair or manipulated.

Kennedy had earlier recalled the 2023 primaries, stating that some people had shown him evidence of voting for him despite him receiving zero votes in certain areas.

He warned that if any such irregularities occur again, particularly in the northern constituencies, he would respond similarly in the southern regions.

Speaking in a video shared on social media, Agyapong said, “I’m assuring you this time, if we get zero from any constituency, we will not accept a result.

“I’m telling you, I am for peace but I’m advising them, if they give zero, let them try and see. We are all men in this party. What you do in the North, I will do it in the South. I want to state it in practical terms because it’s too much. That is too much.”

Oda MP details why he rejected Kennedy Agyapong

The NPP will elect its flagbearer ahead of the 2028 general elections in 2026.

Agyapong is competing for the position against former Vice President Dr Mahamudu Bawumia, former Agriculture Minister Bryan Acheampong, former Education Minister Dr Yaw Osei Adutwum and former party General Secretary Kwabena Agyei Agyepong.

AM

Watch CCTV footage of alleged soldier assaulting two civilians inside a pharmacy

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French President Emmanuel Macron (L) and President Mahama (R)

President John Dramani Mahama of Ghana and French President Emmanuel Macron held extensive bilateral talks at the Élysée Palace on Thursday October 30, 2025, focusing on security cooperation, economic development and regional stability on the sidelines of the 2025 Paris Peace Forum.

The meeting opened on a solemn note, with President Macron offering his condolences over the recent passing of Ghana’s former First Lady, Nana Konadu Agyeman-Rawlings.

Both leaders praised the Paris Peace Initiative and reaffirmed their commitment to strengthening relations between Ghana and France.

A key focus of the discussions was Ghana’s request for French assistance in combating piracy within its territorial waters.

President Mahama sought France’s support in safeguarding Ghana’s maritime integrity against growing piratical threats in the Gulf of Guinea.

The two presidents also discussed a proposed French concessionary loan for Ghana’s health sector, which is currently awaiting parliamentary approval.

President Mahama urged his French counterpart to leverage his influence with the International Monetary Fund (IMF) to help secure Ghana’s access to the facility from the French Development Bank, noting Ghana’s improved debt-to-GDP ratio.

In his capacity as the African Union (AU) Champion of African Financial Institutions, President Mahama advocated for closer collaboration to renegotiate loan agreements at lower interest rates to support infrastructure development across Africa.

He further emphasised Ghana’s role as host of the African Continental Free Trade Area (AfCFTA) Secretariat and highlighted the need for enhanced road infrastructure to promote intra-African trade.

President Mahama attends Paris Peace Forum

President Mahama also drew attention to Ghana’s ambitious One Million Coders Programme, which has already registered over 200,000 students.

He requested French support to train more French language teachers to improve language education in Ghanaian schools.

President Macron, in response, outlined several forthcoming opportunities for collaboration including the VivaTech Summit in Nairobi in May 2026, where Ghana could showcase its digital innovation capabilities; the African Union–European Union Summit in Angola and the June 2026 G7 Summit, where France intends to advocate for increased international support for Ghana.

President Mahama also raised the issue of reparations for slavery, an initiative currently championed by Ghana.

President Macron expressed support for the effort, noting that France had already criminalised slavery but cautioned that the reparations discourse should acknowledge the involvement of multiple actors beyond Western powers.

The two leaders additionally discussed the worsening security situation in the Sahel region, particularly terrorist incursions in Mali and other member countries of the Alliance of Sahel States (AES).

President Macron commended President Mahama’s leadership in the subregion and Ghana’s ongoing economic reforms, pledging France’s continued support for Ghana’s development agenda.

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Despite growing speculation linking him with a move to Real Madrid, Antoine Semenyo remains fully focused on continuing his brilliant form with Bournemouth, as the Cherries enjoy a historic start to the Premier League season.

The 25-year-old forward has been central to Bournemouth’s success, netting six goals and assisting three in nine matches to lift the club to second in the table. His blend of power, pace, and precision has made him one of the Premier League’s most exciting players.

While pundits such as Troy Deeney have tipped him for future stardom, even suggesting he could play for Madrid, sources close to the player indicate Semenyo is intent on helping Bournemouth sustain their title challenge.

Under Andoni Iraola, the Ghanaian has evolved into a leader in attack, thriving in a system that prioritises vertical football and fluid transitions. His consistency has filled the void left by big-money departures like Milos Kerkez and Dean Huijsen, proving his importance to the team’s structure.

Semenyo’s focus now is to maintain his rhythm and guide the Cherries through a demanding schedule before turning attention to international duty with Ghana. With the 2026 World Cup on the horizon, the in-form forward’s performances could define both club and country’s ambitions in the coming months.

By Anthony Adongo Apubeo, GNA 

Wiesi (U/E), Oct. 30, GNA – A solar-powered mechanised water system has been commissioned at Wiesi, a farming community in the Builsa district to address water scarcity and promote peaceful coexistence between local residents and transhumant herders. 

The facility, valued at about GH¢350,000, was constructed under the Peaceful Cross-Border Pastoral Mobility and Social Stability in the Sahel (MOPSS) Phase II project (2023-2026), implemented by the Netherlands Development Organisation (SNV) and its consortium partners with funding support from the Danish International Development Agency (DANIDA). 

The other consortium partners include the Maroobé Billital Network (RBM), the Association for the Promotion of Livestock in the Sahel and Savannah (APESS), the Network of Farmers’ and Producers’ Organisations of West Africa (ROPPA), Rural Hub, and CARE Denmark.   

The commissioning formed part of MOPSS’ broader efforts to promote peaceful co-existence, inclusive natural resource management, and livelihood resilience among pastoralist and farming communities across northern Ghana to reduce conflicts over water resources. 

The MOPSS project is a regional initiative being implemented in seven West African countries, namely Ghana, Burkina Faso, Mali, Niger, Benin, Togo, and Côte d’Ivoire, to strengthen social stability and improve cross-border pastoral mobility and inclusive local economy. 

Speaking at the commissioning ceremony in Wiesi, Mr Amadi Coulibaly, MOPSS Project Manager, SNV, said the mechanised borehole marked another milestone in the consortium’s commitment to improving access to safe and reliable water for both people and livestock, while fostering peaceful coexistence between pastoral and host communities. 

“The borehole we inaugurate today represents more than just access to clean water. It symbolises hope, inclusion, and collaboration, a testament to what is possible when communities, local authorities, and development partners work together with a shared vision,” he said. 

He expressed appreciation to the Government and people of Denmark for their generous support and partnership through DANIDA and encouraged the Builsa South District Assembly and the beneficiaries to take full ownership of the facility to ensure proper maintenance and equitable access. 

“SNV remains committed to working with the Government of Ghana, local authorities, and communities to strengthen livelihoods, promote peace, and build climate-resilient systems that serve everyone,” he added. 

The solar-powered water system includes a high-yield borehole and a 5,000 litre capacity overhead tank, capable of providing a steady water supply throughout the year and it is designed to serve both human and livestock needs. 

It has separate sections but multiple fetching points and drinking troughs for residents and animals, with different taps for fetching water, and four watering troughs, three for cattle and one for small ruminants such as goats and sheep. 

To ensure long-term sustainability, a Borehole Management Committee (BMC) comprising representatives of traditional authorities, pastoralists, farmers, agricultural officers, women, and youth has been established and trained to oversee maintenance, cost recovery, and equitable access. 

Mr Mohammed Abdul-Ganiyu Shitu, Technical Advisor on the MOPSS project, SNV, said the design ensured that people and livestock did not interfere with one another, promoting hygiene and reducing potential sources of conflict. 

“This project is aimed at easing the pressure on local water sources and promoting peaceful coexistence between farmers and herders. When people and animals have access to water, the chances of conflict reduce drastically,” he said. 

Imam Hanafi Sonde, National President, Ghana National Association of Cattle Farmers, commended the choice of the Wiesi as it laid along, a major livestock movement corridor and hosts several pastoralists from Burkina Faso and other neighbouring countries and urged the government to invest in similar projects to reduce farmer-herder conflicts in farming communities. 

Madam Anne Musah, the Builsa South District Chief Executive, commended the MOPSS’ consortium and their sponsors, for investing in water, which was a major challenge in the area, adding that it would help reduce tension in the community over access to water. 

Nab Akanaab Apoom-Ween, the Chief of Wiesi Community, expressed gratitude for the gesture and added that the water system would strengthen the unity and social cohesion between the residents and the pastoralists in the community for shared development. 

GNA 

Edited by Caesar Abagali/Linda Asante Agyei 

There was chaos at the University of Cape Coast (UCC) on Thursday as the National Science and Maths Quiz (NSMQ) Quarterfinal contest involving Adisadel College, Prempeh College, and Mfantsipim School was delayed.

Reports from the scene indicate that several students were assaulted as they attempted to gain entry into the UCC auditorium, where the much-anticipated contest was scheduled to take place.

Eyewitnesses say tensions flared as security personnel and students clashed at the entrance, though the reasons for the assault remain unclear.

Videos and photos circulating on social media show students in school uniforms being pushed back from the auditorium gates, with some reportedly sustaining injuries.

The incident caused significant confusion and delayed the start of the contest, which had drawn large crowds of supporters from the three elite schools.

Organisers of the competition, Primetime, issued an official statement indicating that the highly anticipated clash between Adisadel College, Prempeh College, and Mfantsipim School will take place at a later date.

Quantum Terminals posted profit after tax of GH¢23.6 million for the nine months ended September 30, 2025, maintaining profitability despite foreign exchange headwinds and rising operational costs at its strategic LPG storage facilities, according to management financial statements released by the Ghana Stock Exchange listed company.

The result represents a 6.3% increase from the GH¢22.2 million earned in the corresponding period of 2024, demonstrating the company’s ability to navigate volatile macroeconomic conditions while servicing critical petroleum infrastructure that supports Ghana’s energy security.

Revenue declined to GH¢52.7 million from GH¢59 million in the prior year period, driven primarily by lower throughput fees and premium charges from customers using the company’s storage and loading facilities. The company operates an LPG evacuation terminal at Atuabo near the Ghana Gas Processing Facility with 750 metric ton storage capacity, capable of loading up to 1,500 metric tons daily across eight truck loading bays.

What kept Quantum profitable despite the revenue decline was significantly improved foreign exchange management. The company recorded a foreign exchange gain of GH¢7 million compared to a devastating GH¢17.8 million loss during the same period last year. That’s a GH¢24.8 million swing that essentially salvaged the year’s results and demonstrates how Ghana’s relatively stable cedi in 2025 has benefited companies with dollar denominated debt obligations.

Direct operational costs surged to GH¢6.7 million from GH¢3.9 million, with direct wages and salaries nearly doubling to GH¢5.1 million from GH¢2.8 million. The sharp increase in personnel costs likely reflects adjustments to match Ghana’s elevated inflation environment and the need to retain skilled workers in the competitive petroleum sector.

General and administrative expenses also climbed substantially, reaching GH¢23.6 million compared to GH¢13 million in the prior year. Travel and accommodation expenses increased to GH¢1.4 million from GH¢1 million, while group cost recovery expenses rose to GH¢2.6 million from GH¢1.6 million, reflecting the higher cost structure facing Ghanaian businesses.

The company’s balance sheet tells a more encouraging story. Total assets reached GH¢496.2 million, essentially unchanged from GH¢496.5 million at the end of September 2024, but the composition shifted meaningfully. Long term debt declined dramatically to GH¢29.7 million from GH¢80.4 million, representing a 63% reduction that speaks to aggressive debt paydown.

That debt reduction came primarily from the company’s bond and EAIF loan facilities. The Ghana Fixed Income Market 10 year bond dropped to GH¢10 million from GH¢20 million, while the EAIF loan facility fell to GH¢20.7 million from GH¢61.5 million. These reductions demonstrate Quantum’s commitment to deleveraging, though it comes at the cost of reducing financial flexibility for future growth initiatives.

Cash and bank balances stood at GH¢12.5 million at quarter end, down from GH¢19.8 million a year earlier. The company maintains additional liquidity through its debt service reserve accounts totaling GH¢19.4 million, down from GH¢21.9 million. These restricted accounts ensure Quantum can meet its bond obligations even during periods of operational stress.

Shareholders’ equity expanded to GH¢371.5 million from GH¢333.7 million, with retained earnings turning positive at GH¢58.7 million compared to a deficit of GH¢9.6 million previously. The turnaround in accumulated profits reflects the company’s sustained profitability and strategic decision to prioritize earnings retention over aggressive dividend distributions as it works through its debt obligations.

Operating cash flow remained robust at GH¢27.2 million before taxes and interest, though this declined from GH¢50.1 million in the prior year period. After servicing debt with GH¢10.2 million in loan interest payments and paying GH¢8.8 million in taxes, net cash from operating activities totaled GH¢9.1 million compared to GH¢21.2 million previously.

The company deployed GH¢20.4 million toward repaying borrowings, while investing GH¢2.9 million in property, plant and equipment. This capital allocation prioritizes debt reduction over expansion, a prudent strategy given the need to maintain bondholder confidence and reduce interest expense.

Fair value imputed interest income reached GH¢16.7 million, representing accounting adjustments related to related party receivables that totaled GH¢154.9 million on a non current basis. These intercompany balances with entities like Quantum Gas HoldCo and The Quantum Terminals Group reflect the integrated structure of the broader Quantum Group’s operations.

Finance costs totaled GH¢8.4 million for the nine months, down from GH¢11 million in the prior year despite higher interest rates in Ghana’s debt markets. The decline reflects the reduced debt balances as the company systematically pays down its obligations. Bond interest and charges consumed GH¢3.5 million, while loan interest and fees took another GH¢4.8 million.

Earnings per share came in at GH¢0.21, up from GH¢0.20 in the corresponding period of 2024, based on the company’s 110 million shares outstanding. The stable share base and modest earnings growth provide shareholders with predictable returns, though the lack of dividend payments means investors must rely on potential capital appreciation for returns.

EBITDA totaled GH¢25.6 million compared to a much stronger GH¢55.6 million in the prior year period, reflecting the revenue decline and cost pressures before accounting for the foreign exchange gain that ultimately supported bottom line profitability. This EBITDA compression highlights the operational challenges facing the business independent of forex movements.

Property, plant and equipment stood at GH¢296.5 million, down slightly from GH¢311.6 million, with depreciation outpacing new capital investments. The company’s storage tanks, civil works, and loading infrastructure represent critical assets that require ongoing maintenance and eventual replacement, creating long term capital needs that must be balanced against debt service obligations.

Quantum Terminals made history in 2018 as the first non financial institution to list a corporate bond on the Ghana Fixed Income Market, issuing a 10 year tenor guaranteed 75% by GuarantCo, an AA rated development finance institution. The bond also listed on London Stock Exchange’s International Securities Market, making it the first local currency corporate bond from Ghana and West Africa to achieve that distinction.

The company has maintained a strong track record of meeting its bond obligations, most recently transferring GH¢1.7 million for September interest payments well ahead of the required deadline. This consistent compliance with bond covenants supports investor confidence and potentially paves the way for future capital market access by other Ghanaian corporates.

Looking at the competitive landscape, Quantum Terminals remains one of Ghana’s key petroleum infrastructure providers, with its Atuabo facility strategically positioned to offtake LPG produced as a byproduct at the Ghana Gas Processing Facility. The terminal handles LPG that supports cleaner cooking alternatives to wood and charcoal, contributing to health and environmental benefits particularly for women and children who spend more time exposed to cooking fumes.

The third quarter results demonstrate Quantum’s resilience in a difficult operating environment. While revenue pressures and cost inflation create headwinds, aggressive debt reduction and improved forex management position the company on a firmer financial foundation. The challenge ahead is whether Quantum can reverse the revenue decline and stabilize margins while continuing to service its remaining debt obligations.

For bondholders, the aggressive debt paydown provides comfort that the company takes its obligations seriously and is willing to sacrifice growth opportunities to maintain financial stability. For equity investors, the lack of dividends and modest earnings growth may limit near term returns, though the strengthening balance sheet and strategic asset base offer longer term value as Ghana’s LPG market continues developing.

The company’s work in progress account stood at just GH¢2.3 million compared to GH¢12.6 million a year earlier, suggesting minimal expansion projects currently underway. This reflects management’s conservative approach during a period focused on financial consolidation rather than aggressive capacity additions.

Inventory levels remained modest at GH¢838,000, down slightly from GH¢940,000, consisting primarily of spare parts, tools, and minimal fuel stock. The low inventory requirements reflect the nature of Quantum’s business model, where customers own the LPG being stored and the company primarily provides infrastructure and handling services rather than holding product for its own account.

Trade receivables increased marginally to GH¢5.8 million from GH¢5.6 million, with the company maintaining an impairment provision of GH¢50,600 against potential bad debts. The relatively small receivables balance relative to annual revenue suggests efficient collections processes or contractual arrangements that minimize credit exposure to customers.

Current tax liabilities declined to GH¢3.9 million from GH¢5.1 million, reflecting payments made during the period and adjustments to tax provisions. The company paid GH¢8.8 million in income taxes during the nine months, demonstrating its role as a meaningful contributor to government revenues despite operating in a capital intensive sector with substantial depreciation shields.

The deferred tax liability increased to GH¢68.2 million from GH¢73 million, driven by temporary differences between book and tax treatment of assets, particularly the revalued property, plant and equipment that forms the bulk of Quantum’s asset base. These deferred taxes will become payable over time as assets are depreciated or disposed of.

What stands out most in these results is the stark contrast between Quantum’s operational performance and its overall profitability. Strip away the foreign exchange gain, and the company would have posted significantly weaker results. That vulnerability to forex movements underscores the risk inherent in operating dollar denominated debt in a cedi functional currency environment, even as it also demonstrates how much Ghana’s improved currency stability in 2025 has benefited companies in Quantum’s position.

The LPG sector in Ghana continues facing structural challenges around pricing, distribution infrastructure, and competition from traditional fuels. Quantum’s role as an evacuation terminal makes it dependent on gas production volumes at the upstream facility and customer decisions about how much LPG to offtake and store. The company can’t easily control its top line growth, making cost discipline and financial management the primary levers available to management.

Looking ahead to the final quarter and into 2026, Quantum faces questions about whether it can stabilize or grow revenues while continuing to reduce costs to offset inflationary pressures. The company’s debt maturity profile will also matter, with investors watching whether the aggressive paydown creates sufficient headroom to weather any operational challenges or whether additional capital might eventually be needed to maintain and upgrade aging infrastructure.

For now, though, Quantum Terminals has delivered what bondholders and shareholders needed to see: profitability maintained, debt reduced substantially, and financial discipline enforced even when it means foregoing growth opportunities. In Ghana’s volatile business environment, sometimes survival and stability represent success stories of their own.

The Global AI Show returns to Abu Dhabi on December 8 and 9, 2025, at Space42 Arena, bringing together more than 5,000 attendees, 200 AI experts, and 150 exhibitors under the ambitious theme AI:2031: Accelerating Intelligent Futures as the United Arab Emirates cements its position as a global artificial intelligence powerhouse.

Organized by VAP Group in partnership with Times of AI, this year’s edition represents the most expansive gathering yet for an event that has become the UAE’s premier platform for exploring how artificial intelligence will reshape economies, societies, and governance over the next decade.

The choice of Abu Dhabi as host city reflects more than geography. The emirate is driving initiatives like the $500 billion Stargate Consortium, ADQ’s Growth Lab, and development of the world’s largest AI campus, positioning itself at the forefront of what organizers describe as a global AI revolution that extends far beyond Silicon Valley.

The event operates with strategic support from the Abu Dhabi Convention & Exhibition Bureau, the National Program for Artificial Intelligence, and the Cyber Security Council, signaling government level commitment to establishing the UAE as both an innovation hub and ethical regulator for artificial intelligence technologies.

Speaker lineups this year include Dr. Ott Velsberg, Estonia’s Chief Data Officer who architected one of the world’s most advanced e governance systems, and Andy Tang, Managing Partner at Draper Dragon, whose firm has backed AI unicorns across health technology, fintech, and frontier tech sectors. H.E. Dr. Mohamed Al Kuwaiti, the UAE government’s head of cybersecurity, will address protecting digital ecosystems for national resilience, while Dr. Marwan Al Zarouni from Dubai Blockchain Center will explore intersections between blockchain, AI, and national policy frameworks.

Philippe Gerwill, a digital futurist advocating human centric AI adoption, rounds out a speaker roster designed to move conversations beyond hype toward actionable insights for governments, enterprises, and citizens navigating rapid technological change.

Session topics span artificial general intelligence, AI applications in space exploration, healthcare transformation, educational innovation, and autonomous mobility systems. The programming aims to bridge theoretical possibilities with practical implementation challenges facing organizations attempting to deploy AI at scale.

What distinguishes this gathering from countless other technology conferences is its explicit focus on the 2031 timeframe, a deliberate choice that aligns with UAE national strategies including the Centennial 2071 plan and the National AI Strategy. These frameworks prioritize developing AI research and education infrastructure, creating inclusive and ethical AI systems, attracting global talent and capital, and enhancing cybersecurity resilience.

The event expects 72% of attendees to hold C level, director, VP, or founder positions, creating networking opportunities between decision makers who control capital allocation, technology adoption, and policy formation. For startups and scale ups, access to UAE royal family offices and sovereign wealth funds represents a distinctive value proposition unavailable at most technology gatherings.

VAP Group, the organizing company, operates across the UAE, UK, India, and Hong Kong with a team exceeding 170 professionals. Beyond the Global AI Show, the firm runs the Global Games Show and Global Blockchain Show, positioning itself at intersections of emerging technologies reshaping digital economies. The company’s 12 year track record in consulting around AI, blockchain, and gaming provides institutional knowledge about how these sectors evolve and interconnect.

Early bird ticket pricing remains available for a limited period, though organizers haven’t disclosed what standard pricing will become once promotional periods expire. The two day format allows for depth in individual sessions while maintaining enough variety that attendees from different sectors and specializations can find relevant programming.

Abu Dhabi’s infrastructure for hosting large scale international events has expanded significantly in recent years, with venues like Space42 Arena offering modern facilities designed for technology focused conferences. The emirate’s investments in hospitality, transportation, and digital connectivity aim to make it seamless for international participants to attend multi day events without the friction points that sometimes plague conferences in less developed locations.

The timing in early December positions the event after major American technology conferences but before year end holidays, potentially capturing executives finalizing 2026 technology budgets and strategic plans. For AI companies seeking Middle Eastern partnerships or customers, the concentrated access to regional decision makers offers efficiency compared to individual business development trips.

Whether the Global AI Show delivers on its ambitious promises about shaping the next decade of intelligent systems remains to be seen. Technology conferences routinely overstate their importance and impact. However, the combination of serious government backing, participation from credible technical leaders rather than just motivational speakers, and Abu Dhabi’s genuine financial commitments to AI infrastructure suggests this gathering represents more than typical conference circuit theater.

For Ghana and African nations watching from afar, events like this underscore how quickly the global AI landscape is evolving and how Middle Eastern petrostates are leveraging energy wealth to fund positions in technology sectors that will define 21st century economic competitiveness. The question isn’t whether African countries should care about gatherings in Abu Dhabi, but rather how quickly they can develop their own strategies for participating in AI driven transformation rather than becoming mere consumers of systems designed and deployed elsewhere.

Registration information and full agendas are available through the event’s official website at globalaishow.com, with organizers encouraging early registration to secure preferred access levels and networking opportunities.

Enterprise Group posted consolidated profit after tax of GH¢289.2 million for the nine months ended September 30, 2025, though the figure represents a modest decline from the GH¢311.2 million recorded during the same period last year, according to unaudited financial statements released by the insurance and financial services conglomerate.

The results show Ghana’s oldest insurance company navigating a challenging environment while maintaining profitability across its diversified operations spanning life insurance, general insurance, pensions, real estate, and funeral services.

Group net income reached GH¢572.6 million, essentially flat compared to the GH¢573.6 million generated in the first nine months of 2024. What’s notable is how the company achieved similar top line numbers despite significant headwinds in the insurance finance line, which saw net insurance finance expenses balloon to GH¢274 million from just GH¢84.4 million a year earlier.

That GH¢190 million swing in finance costs tells a story about the investment environment Enterprise Group has been operating in. Higher interest rates and market volatility create both opportunities and challenges for insurers who manage substantial investment portfolios to back their policy liabilities.

The company’s core insurance operations delivered insurance revenue of GH¢1.33 billion, up from GH¢1.20 billion in the prior year period. However, insurance service expenses also climbed to GH¢794.6 million, while reinsurance arrangements cost the group GH¢175.4 million compared to a small gain of GH¢1.6 million last year. These dynamics compressed the net insurance service result to GH¢89.7 million from GH¢328.6 million previously.

Investment income provided crucial support, reaching GH¢411 million for the group compared to GH¢123.5 million in the same period of 2024. That’s more than tripling investment returns year over year, reflecting both the higher yield environment Ghana’s fixed income markets have been offering and potentially some strategic repositioning of the group’s investment portfolio.

On the balance sheet side, total assets expanded to GH¢4.61 billion from GH¢3.65 billion at the end of September 2024, representing a 26% increase. Investment securities led the growth, climbing to GH¢2.95 billion from GH¢2.10 billion, reinforcing the company’s role as a major institutional investor in Ghana’s capital markets.

Insurance contract liabilities, which represent the group’s obligations to policyholders, increased to GH¢1.99 billion from GH¢1.58 billion. The growth in liabilities tracks with the expansion in insurance revenue and reflects the accumulation of policy reserves as the business writes more coverage.

Cash and bank balances stood at GH¢413 million at quarter end, down from GH¢531.5 million a year earlier. The decline partly reflects the group’s decision to deploy more capital into higher yielding investment securities rather than hold excess cash in an inflationary environment.

Shareholders’ equity attributable to owners reached GH¢1.31 billion, up from GH¢1.23 billion, while the group paid out GH¢21.5 million in dividends during the period. Non controlling interests, representing minority stakes in subsidiaries like Enterprise Life and Enterprise Insurance, totaled GH¢456.9 million.

Operating cash flow generation remained robust at GH¢690.9 million, though investing activities consumed GH¢614.1 million, primarily for net acquisitions of investment securities and property and equipment purchases totaling GH¢76.9 million. The property investments likely relate to the group’s ongoing real estate development projects, including its 7th Avenue office complex.

Basic earnings per share came in at GH¢1.09, down from GH¢1.19 in the prior year period, reflecting the slight decline in attributable profit despite a stable share count of 258.9 million shares.

The results come as Enterprise Group’s share price has surged 72.2% year to date to GH¢3.41, making it one of the stronger performers on the Ghana Stock Exchange in 2025. That market performance suggests investors remain confident in the group’s long term trajectory despite the near term earnings compression.

Enterprise Group was recently named among the Financial Times’ top 100 fastest growing companies in Africa with a compound annual growth rate of 27.6%, recognition that underscores the group’s track record of navigating Ghana’s volatile macroeconomic environment while delivering consistent growth.

The company operates through seven business segments across Ghana, Nigeria, and The Gambia, with subsidiaries including Enterprise Life, Enterprise Insurance, Acacia Health, Enterprise Trustees, Enterprise Properties, and Enterprise Funeral Services. This diversification provides some insulation when individual business lines face headwinds.

Looking at the cash flow statement, the group generated GH¢760.6 million from operations before taxes and levies, paid GH¢48.7 million in income taxes, and remitted GH¢25 million in growth and sustainability levy, Ghana’s additional corporate tax imposed to support fiscal consolidation efforts.

What stands out in these results is Enterprise Group’s ability to maintain profitability while absorbing substantially higher insurance finance costs and reinsurance expenses. The investment income surge provided a crucial offset, but the compression in core insurance margins suggests the group faces ongoing pricing and underwriting discipline challenges in a competitive market where customers remain price sensitive.

For investors, the question heading into the final quarter is whether Enterprise Group can sustain its investment income momentum and whether insurance margins will stabilize or face further pressure. The 26% asset growth and expanding policy base position the company well for future earnings, but converting that growth into bottom line results remains the management challenge in what continues to be a difficult operating environment.

By Edward Acquah, GNA 

Accra, Oct. 30, GNA – The National Food Buffer Stock Company (NAFCO) has appealed to government for an additional GH¢100 million to purchase surplus produce, particularly paddy rice, to curb post-harvest losses. 

Mr Osmond Amuah, Deputy Chief Executive Officer of NAFCO, who made the appeal at a press conference in Accra on Thursday, said the request followed the full utilisation of an earlier GH¢100 million allocation under the national food reserve programme. 

He said the initial funding was used to procure 60,000 bags of rice, 120,000 bags of maize, and 10,000 bags of gari, bringing some relief to farmers but falling short of absorbing the glut in key production zones. 

“The first GH¢100 million was applied prudently to support farmers in distress, but the volumes on the market are still high. We need additional funding to mop up the remaining grains to prevent farmers from losing their livelihoods,” he said. 

Mr Amuah disclosed that the Minister for Food and Agriculture had agreed to present the request to Cabinet for urgent consideration, with the proposed funds earmarked exclusively for paddy rice purchases. 

He announced that NAFCO’s Producer Price Determination Committee had set a floor price of GH¢5 per kilogram for paddy rice to ensure fair compensation for farmers. 

“This means that no aggregator working with NAFCO or on behalf of the government will be permitted to buy below GH¢5 per kilogram. It’s a protective measure to guarantee farmers a decent return,” he stated. 

Mr Amuah emphasised that the additional funding was critical to prevent post-harvest losses and safeguard food security, noting that many farmers lacked adequate storage and access to markets. 

In recent weeks, rice farmers in the Upper East, Northern, and Volta regions have raised concerns over unsold produce, with some forced to sell at reduced prices or incur losses. 

Farmers at the Tono and Fumbisi irrigation schemes reported that the price of a 220-kilogram bag of paddy had dropped to about GH¢700, down from GH¢900 last year, despite rising input costs. 

They called for increased government intervention to absorb the surplus and stabilise prices to sustain their livelihoods. 

Mr Amuah said the proposed GH¢100 million support would help address these concerns by stabilising the market and protecting farmers’ incomes. 

He underscored the need continued investment in storage infrastructure, financing, and institutional capacity to ensure the long-term sustainability of the national food reserve system. 

Established in 2010, NAFCO is mandated to maintain national food reserves, stabilise producer prices, and ensure food availability during shortages. 

GNA 

Edited by Kenneth Sackey 

Ghana’s fixed income market processed over GH¢613 million across 278 transactions on Thursday, October 30, with treasury bills commanding nearly 94% of total activity as investors maintained their overwhelming preference for short term government securities.

The Ghana Fixed Income Market trading report revealed treasury bills generated GH¢574.7 million through 256 separate transactions, dwarfing all other categories and continuing a pattern that’s defined the country’s debt markets throughout 2025. It’s a familiar story by now: institutional investors favoring flexibility and liquidity over longer commitments despite Ghana’s improving economic fundamentals.

New government bonds contributed GH¢26.2 million across just five trades, with the February 2033 maturity recording the day’s largest single government bond transaction at GH¢26.1 million. That security, carrying a 9.25% coupon, closed at a yield of 15.44% and a price of 73.41 cedis per 100 cedis face value, illustrating the substantial discount at which these bonds trade relative to their face value in the current high yield environment.

The most actively traded treasury bill was the January 12, 2026 maturity, which changed hands in 13 transactions totaling GH¢273.1 million. This concentration in a single bill maturity suggests coordinated institutional activity, possibly driven by liquidity management needs or regulatory requirements that create demand at specific tenors.

Corporate bonds showed modest but meaningful participation with GH¢3.96 million across 14 transactions. Ghana Cocoa Marketing Board dominated the corporate segment, a quasi government entity whose securities consistently attract more investor interest than purely private sector issuers. The cocoa board’s August 2027 bond accounted for the bulk of corporate trading, closing at a price of 98.07 cedis.

Bank of Ghana bills, which serve as monetary policy instruments for the central bank’s liquidity management operations, recorded GH¢1.45 million in a single transaction. These central bank instruments typically see less secondary market activity than treasury bills but play crucial roles when the BoG needs to fine tune banking system liquidity.

Sell and buyback trades, which are essentially repurchase agreements using government bonds as collateral, generated GH¢6.87 million through two transactions. The February 2028 maturity bond accounted for most of this repo style activity at GH¢5.37 million, with a yield of 13.51% and price of 90.32 cedis. These transactions allow investors to access temporary liquidity while maintaining their bond market exposures.

What’s striking about Thursday’s trading isn’t just the volume but how it mirrors patterns that have persisted for months now. Treasury bills consistently capture the lion’s share of activity, government bonds see selective interest, and corporate bonds struggle to gain meaningful traction despite yields that should theoretically attract capital.

The concentration in treasury bills creates both opportunities and risks for Ghana’s debt management. On one hand, strong investor appetite allows the government to continuously roll over short term funding at manageable rates. On the other hand, this heavy reliance on bills rather than longer dated bonds creates refinancing pressure, forcing the government to repeatedly tap markets instead of locking in multi year funding at today’s rates.

Yields across government securities remain elevated, typically ranging between 15% and 16% for bonds and delivering similarly attractive returns on treasury bills when annualized. These rates offer positive real returns given that Ghana’s inflation has moderated considerably from its 2022 peaks, making fixed income instruments compelling for investors who can tolerate the sovereign credit exposure.

The corporate bond market’s persistent weakness reflects multiple realities. With government securities offering 15% plus yields backed by sovereign credit, corporate issuers must price bonds at even higher rates to attract capital. That creates affordability challenges for most companies. Additionally, limited financial disclosure and thin secondary market liquidity make corporate credit analysis difficult and position sizing risky for larger institutional investors.

Thursday’s trading demonstrates that Ghana’s fixed income market continues functioning effectively for its primary purpose of facilitating government securities transactions. The 278 trades spread across different security types indicate genuine market participation rather than just a handful of large block trades dominating the numbers.

Whether this market structure can evolve to support more vibrant corporate bond trading and greater investor willingness to extend duration remains Ghana’s fixed income challenge heading into 2026. For now, though, the message from Thursday’s data is clear: when it comes to Ghanaian debt, investors want their money back soon, they want it backed by the government, and they’re willing to accept whatever that preference costs in foregone yield on longer dated securities.

In recent days, much has been made of Vinicius Junior’s alleged rift with Real Madrid head coach Xabi Alonso. However, there is a much bigger issue going on in the background, that being the Brazilian winger’s contract situation, which has had supporters worried over the last few months.

Over the summer, it was reported that Real Madrid and Vinicius were unable to come to an agreement over a new contract, which caused talks to break down. Since then, they have been on hold, although the club is still determined to ensure that an agreement is reached with the 24-year-old.

Despite the ongoing situation with Alonso, it has now been reported by Diario AS that Real Madrid and Vinicius have come closer to reaching an agreement on a new contract, although it is stated that there will be no new offer tabled until the end of the season.

At that point, Vinicius will only have a year remaining on his current deal, which runs out on the 30th of June 2027. Real Madrid are not concerned about their player running that down before leaving as a free agent, as their belief is that he also wants to stay at the Santiago Bernabeu for many years to come.

Real Madrid and Vinicius close to settling financial issue

One of the reasons that an agreement was not reached during the summer was due to Vinicius’ wage demands being deemed to be too high by Real Madrid, but according to the latest update, the two parties are now close to coming to a full agreement on this matter. Once that is achieved, it is expected that there would be few barriers between them.

Vinicius has had a strong start to the season, despite the off-field issues that has been swirling. He is very much a key player for Real Madrid, and this should remain the case for years to come.

MTN Ghana delivered a 45.9 percent surge in profit after tax to GH¢5.5 billion for the first nine months of 2025, powered by explosive data revenue growth and expanding mobile money adoption that’s transforming Ghana’s largest telecommunications operator into a digital services powerhouse.

The financial results released Wednesday show service revenue climbing 36.3 percent year-on-year to GH¢17.3 billion, while earnings before interest, tax, depreciation and amortization rose 41.6 percent to GH¢10.2 billion, achieving a margin of 58.4 percent. That margin improvement of 2.2 percentage points signals MTN is squeezing more profitability from each cedi of revenue, a crucial metric as the telco pivots from traditional voice services toward data and fintech offerings.

What stands out in these numbers is how completely data services now dominate MTN’s business model. Data revenue surged 46.8 percent to GH¢9.3 billion, accounting for 53.6 percent of total service revenue, marking the first time in company history that data alone contributed more than half of all revenue. That milestone reflects fundamental shifts in how Ghanaians use mobile networks, moving beyond basic calls and texts to video streaming, social media, mobile banking, and digital entertainment.

Active data subscribers increased 11.4 percent to 18.9 million, meaning roughly two-thirds of MTN’s 30.5 million total subscribers now actively consume data services. The company deployed GH¢3.3 billion in capital expenditure excluding leases to expand coverage, improve network quality, and upgrade IT systems, achieving 98.9 percent 4G population coverage nationwide. That near-universal 4G availability creates infrastructure foundation for delivering faster speeds and more sophisticated services.

Mobile Money’s Growing Footprint

Mobile money revenue increased 39.2 percent to GH¢4.3 billion, supported by 17.7 million active users, a 4.1 percent increase reflecting MTN’s growing role in Ghana’s financial inclusion drive. The MoMo platform has evolved from simple person-to-person transfers into a comprehensive financial services ecosystem encompassing digital payments, lending services, merchant transactions, and cross-border remittances.

Voice revenue, while growing more modestly at 9.3 percent to GH¢2.9 billion, demonstrates the legacy business isn’t disappearing but clearly represents declining importance relative to data and fintech. Digital entertainment services more than doubled to GH¢324.4 million, driven by consumer appetite for streaming video, gaming, and digital content, categories that barely existed in MTN’s revenue mix just a few years ago.

CEO Stephen Blewett attributed the strong performance to consistent execution of the company’s commercial strategy and improvements in the macroeconomic environment. The results were driven by subscriber growth and sustained capital expenditure, supported by better operational conditions that strengthened performance across key business lines, he stated.

MTN’s total subscriber base grew 6.4 percent to 30.5 million, adding roughly 1.8 million customers over the period. While that growth rate appears modest compared to revenue surges, it reflects market maturity in Ghana where mobile penetration already exceeds 100 percent when accounting for multiple SIM card ownership. The real growth opportunity lies in increasing revenue per user through data consumption and mobile money transactions rather than simply adding subscribers.

Economic Contribution and Tax Payments

The company paid GH¢7.3 billion in direct and indirect taxes during the period, up from GH¢6.1 billion in 2024, reinforcing its role as major contributor to government revenue. Additionally, MTN contributed GH¢1.2 billion in fees and levies to government agencies, bringing total fiscal contributions to GH¢8.5 billion. Those payments represent significant portions of Ghana’s telecommunications sector tax revenue, highlighting MTN’s economic importance beyond its commercial operations.

Total capital expenditure reached GH¢4.6 billion including lease obligations, demonstrating MTN’s commitment to long-term infrastructure development despite operating in an economy still grappling with inflation and currency pressures. That investment level positions the company to capitalize on growing data demand while maintaining service quality that differentiates it from competitors.

MTN achieved 57.3 percent increase in data traffic year-on-year, indicating subscribers aren’t just adopting data services but consuming dramatically more content. That traffic growth validates network capacity investments and suggests headroom for continued revenue expansion as usage patterns mature.

Social Impact and Community Development

Through the MTN Ghana Foundation, the company launched several initiatives including construction of a digital resource centre at the University for Development Studies in Tamale expected to train over 30,000 students in artificial intelligence, robotics, and Internet of Things technologies. The Foundation also trained 160 small businesses in fintech and accounting principles and supported over 4,000 learners through its Digital Skills Academy.

These corporate social responsibility programs position MTN as contributor to Ghana’s digital transformation beyond commercial service provision. By training students and entrepreneurs in emerging technologies, the initiatives create potential future customers while addressing skills gaps that could constrain digital economy growth.

Blewett noted that MTN’s approval from the National Communications Authority to harmonize its spectrum licenses would improve service quality and support Ghana’s digital transformation agenda. This milestone will enhance network performance and strengthen our ability to deliver innovative services nationwide, he said.

Spectrum harmonization allows more efficient use of radio frequencies, potentially improving network speeds and capacity without requiring additional physical infrastructure. For MTN, that regulatory approval removes constraints that might otherwise limit its ability to meet surging data demand as customer usage patterns continue evolving.

Strategic Priorities and Future Outlook

Looking ahead, MTN remains optimistic about the final quarter of 2025, projecting service revenue growth in the mid-to-upper thirties percentage range and EBITDA margins in the mid-fifty percent range. That guidance suggests management expects momentum to continue despite seasonal variations and competitive pressures.

The company reaffirmed commitment to stakeholder collaboration, cost efficiency, and customer satisfaction, emphasizing plans to leverage artificial intelligence tools to enhance customer engagement. Adoption of advanced AI tools in customer value management initiatives will be a priority to improve satisfaction and engagement, with continued scaling of group platforms including ongoing development of the myMTN and MoMo apps by adding innovative services to meet customers’ changing needs.

MTN plans to keep introducing advanced features to improve security and enable smooth transactions, strategically investing in areas with highest demand, especially in data and home connectivity services, aiming to capitalize on growing market opportunities. That focus on data and home connectivity reflects recognition that fixed wireless access and home broadband represent next growth frontier as Ghanaians seek alternatives to traditional fixed-line internet.

The company’s Ambition 2025 strategy focuses on growth, efficiency, and innovation, positioning MTN as Ghana’s leading digital solutions provider. Whether that ambition translates into sustained competitive advantage depends on execution amid intensifying competition from rivals also investing heavily in data infrastructure and mobile money services.

Challenges remain despite strong results. Inflationary pressures continue affecting operational costs, regulatory burdens including sector-specific taxes add financial strain, and currency volatility creates uncertainty for a business dependent on imported equipment denominated in foreign currencies. However, expanding margins signal MTN is managing these challenges effectively while capturing growth in high-value segments.

The company’s performance contrasts sharply with broader economic headwinds affecting Ghana, suggesting telecommunications and digital services represent sectors showing resilience and growth potential even during difficult macroeconomic periods. For investors, the combination of 46 percent profit growth, expanding margins, strong cash generation, and clear strategic direction presents a compelling narrative.

For Ghana’s digital economy, MTN’s continued infrastructure investment and service innovation accelerate transformation toward digital-first society where mobile connectivity enables education, commerce, financial services, and entertainment. The 98.9 percent 4G coverage achievement means nearly all Ghanaians can theoretically access high-speed internet, though affordability and device availability remain barriers for some segments.

As MTN marks these strong results, the telecommunications landscape continues evolving with potential 5G deployments, satellite internet competition, and regulatory changes that could reshape competitive dynamics. The company’s ability to maintain growth momentum while adapting to these shifts will determine whether 2025’s performance represents peak achievement or foundation for sustained leadership in Ghana’s digital transformation journey.

Abstract

Housing is central to social equity, human dignity, and sustainable development. Ghana faces a persistent housing deficit exceeding 1.8 million units, constraining inclusive growth and exacerbating urban inequality. This paper critically examines how Ghana, under H.E. John Dramani Mahama, could reform its housing policy to promote equity, affordability, and sustainability. Using social justice and urban political economy as conceptual lenses, the study employs qualitative policy analysis and draws on international models such as the U.S. Housing Choice Voucher Program, Low-Income Housing Tax Credit (LIHTC), and Fair Housing Act. The analysis highlights the need for integrated policy frameworks that combine rental assistance, homeownership support, developer incentives, anti-discrimination measures, and community reinvestment strategies to achieve socially inclusive and economically sustainable urban development.

Keywords: Ghana, housing policy, John Dramani Mahama, social justice, urban development, homeownership, public-private partnerships

1. Introduction

Housing is a fundamental determinant of socio-economic well-being. In Ghana, a deficit exceeding 1.8 million units manifests in overcrowding, informal settlements, and spatial inequality, particularly in Accra, Kumasi, and Takoradi (Owusu & Agyei, 2022; Ministry of Works and Housing, 2023). Beyond serving as physical shelter, housing embodies human dignity and social inclusion. Persistent challenges—limited mortgage access, complex land tenure, and fragmented institutional coordination—have hindered systematic solutions (World Bank, 2021).

This study argues that, under H.E. John Dramani Mahama, Ghana can realign housing policy through participatory governance that integrates public-sector intervention, private-sector innovation, and community engagement, fostering a socially equitable and economically sustainable housing system.

2. Theoretical Framework

The analysis draws on social justice and urban political economy perspectives.

• Social Justice: Housing is a universal right. Policies must ensure fairness and equitable access, particularly for low- and middle-income households (Harvey, 2012).
• Urban Political Economy: Housing outcomes are shaped by governance, markets, and institutional power. The state plays a pivotal role in moderating inequality and guiding urban development (Logan & Molotch, 2007).

Together, these frameworks position housing as both a social right and a strategic national asset, linking human welfare to sustainable economic growth.

3. Methodology

A qualitative policy analysis was conducted, integrating interpretive and comparative approaches. Sources included Ghana’s National Housing Profile (2023), Saglemi Project reports, scholarly literature on housing policy (Amoako & Boamah, 2021; Schill, 2020), and international models (HUD, 2021).

Thematic analysis identified four key dimensions of Ghana’s housing challenge: affordability, accessibility, governance, and equity. These were interpreted through the theoretical lenses to highlight structural constraints and opportunities for transformative policy (Creswell & Poth, 2018).

4. Literature Review

Scholarship identifies housing as a multidimensional policy challenge requiring institutional coordination and sustainable financing (UN-Habitat, 2022; World Bank, 2021). State-led projects, including Saglemi, have experienced setbacks due to weak oversight, politicization, and lack of transparency (Amoako & Boamah, 2021). The proliferation of informal settlements highlights systemic weaknesses in land administration and urban governance (Owusu & Agyei, 2022).

International models demonstrate valuable lessons: the U.S. Housing Choice Voucher Program and LIHTC showcase effective public-private collaboration, while fair housing legislation mitigates structural inequities (HUD, 2021; Schill, 2020). These insights provide a foundation for reforming Ghana’s housing policy.

5. Policy Analysis and Recommendations

5.1 Rental Assistance

A National Rental Assistance Programme, modeled on U.S. vouchers, could subsidize rent for low-income households, reducing overcrowding and promoting social inclusion.

5.2 Homeownership

State-backed mortgages and first-time buyer programs, supported by institutions such as the Ghana Housing Finance Association, could expand affordable homeownership and reduce reliance on informal housing.

5.3 Affordable Housing Development

LIHTC-style incentives for developers, alongside a National Housing Trust Fund financed through levies and budgetary allocations, could ensure sustainable low-cost housing construction.

5.4 Fair Housing and Anti-Discrimination

A Ghanaian Fair Housing Act would institutionalize equity, prohibiting discrimination based on ethnicity, gender, disability, or religion, reflecting Mahama’s inclusive governance philosophy.

5.5 Housing Sustainability and Urban Renewal

Complementary programs—including home repair grants, homelessness prevention, and community reinvestment—would improve housing quality, neighborhood resilience, and social cohesion.

6. Conclusion

Ghana is at a pivotal moment in redefining its housing trajectory. Housing should be recognized not only as an economic sector but also as a cornerstone of social welfare and national cohesion. Under H.E. John Dramani Mahama, Ghana can implement a coherent housing strategy that integrates rental assistance, affordable homeownership, developer incentives, and anti-discrimination measures. Such reforms could reduce the housing deficit, improve quality of life, and affirm housing as both a human right and a driver of sustainable national development.

By Opesika Tetteh Puplampu, GNA 

Mafikope (E/R), Oct. 30, GNA – The Africa Just Transition Network (AJTN), through its Renewable Energy Working Group, has installed and commissioned a 6kWp + 10kWh off-grid rooftop solar photovoltaic (PV) system to power a community centre at Mafikope in the Kwahu Afram Plains North District of the Eastern Region. 

 The project aims to promote community design and own solar systems and ensure equitable access to clean energy for underserved communities. 

 Mafikope, a peninsula community of about 500 residents, is not connected to the national electricity grid, which has long affected residents’ productivity and limited access to education and livelihood opportunities. 

The initiative followed a community profiling exercise conducted by AJTN in three island communities, including Mafikope, to assess their energy challenges. The findings revealed significant constraints ranging from the inability to use ICT facilities to difficulties in preserving fish and crop produce. 

Mrs. Patricia Odeibea Bekoe, Co-Facilitator of AJTN’s Renewable Energy Working Group, said the initiative highlighted the importance of community-led solutions in advancing energy access and justice. 

“The Mafikope community solar centre symbolises empowerment through clean energy and demonstrates how renewable power can drive social and economic transformation,” she said. 

Mafikope was selected for the project based on its strong community readiness and commitment. The community provided the building for the solar installation, while AJTN funded and installed the solar system, creating what has been described as a “community solar centre.” 

The PV system, designed by International Climate & Energy Consult (ICEC) and installed by Echoace Energy Solutions Limited, includes solar panels, hybrid inverters, and battery storage to ensure a continuous power supply with post-installation maintenance training for selected youth to ensure sustainability. 

The system currently provides lighting and electrical outlets for six rooms, and the community have plans to convert some rooms into a computer lab and library for children, a cold storage facility, and an entertainment centre to improve social life and livelihoods. 

 Ms Marina Agortimevor, Coordinator of AJTN, said the project was part of the network’s effort to scale up community-based renewable energy initiatives across Africa’s off-grid communities. 

 “Through this project, we are showing what is possible. We remain committed to ensuring Africa’s transition to clean energy is fair, inclusive, and locally driven,” she said. 

 The community’s leaders expressed gratitude to AJTN, noting that having electricity would bring positive change and development to Mafikope. 

 The commissioning was marked by music, dance, and celebration as community members expressed optimism that the solar project would enhance education, health delivery, and overall living standards. 

GNA 

Edited by Laudia Sawer/Linda Asante Agyei 

Member of Parliament (MP) for Lambussie and a member of the Parliamentary Select Committee on Health and the Subsidiary Legislation Committee, Professor Titus Beyuo, says health personnel at the Greater Accra Regional Hospital (Ridge Hospital) are commending the new digital health platform being implemented across the country, describing it as more user-friendly and adaptable than previous systems.

The new system, the Ghana Healthcare Information Management System (GHIMS), was recently procured by the government to address the persistent failures of the Lightwave Health Information Management System, which had caused widespread disruptions across hospitals, particularly in the Ashanti Region.

Health Minister Kwabena Mintah Akandoh has outlined a four-week plan to migrate health facilities gradually onto the new platform. The rollout will start with teaching hospitals, regional hospitals, and heavily populated district hospitals, followed by other district hospitals, clinics, health centers, and CHPS compounds.

The introduction of GHIMS is intended to restore reliable electronic record-keeping, reduce delays in patient processing, and prevent a return to manual systems that had slowed service delivery under the previous Lightwave platform.

Speaking on the Channel One Newsroom on Thursday, October 30, Prof. Beyuo said staff at Ridge Hospital were celebrating the introduction of the new software, which allows greater flexibility and customisation to meet institutional needs.

“What I can confirm to you is that our colleagues at Ridge Hospital are jubilating as of today because the new software introduced is more user-friendly to them. It is very accessible.

“People can make any changes and customise it to the institutional demands. I have personally called the Minister of Health to suggest that Korle Bu should be the next place for piloting,” he said.

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