Safaricom Shares USSD Code for Kenyans to Request a Higher Fuliza Limit

Safaricom has provided guidance to customers who want to request a higher Fuliza limit, giving M-Pesa users another reason to check their borrowing options and understand how the service works.

Fuliza is an overdraft service that allows eligible M-Pesa customers to complete transactions when they do not have enough money in their accounts. It can help users pay for goods, send money, or complete other eligible transactions even when their available balance is insufficient.

However, the amount customers can access depends on their individual Fuliza limits. Some users may receive higher limits than others based on factors such as their usage of M-Pesa and their repayment history.

Kenyans interested in checking their Fuliza limits should use the official Safaricom channels and follow the instructions provided. Customers can access Fuliza through the M-Pesa menu or by dialling the official USSD code, *334#, and selecting the relevant Fuliza option where available.

Customers should note that requesting a higher limit does not guarantee an increase. Safaricom determines the limits available to individual users according to its eligibility criteria and assessment process.

Users are also encouraged to repay their outstanding Fuliza balances as soon as possible. Repayment can help customers manage their borrowing responsibly and avoid accumulating unnecessary charges.

Before using the service, customers should understand the applicable fees and repayment terms. Although Fuliza can provide short-term financial assistance, frequent borrowing may make it harder to manage personal finances, especially when income is limited.

Safaricom customers should also remain alert to fraudsters who may claim they can increase Fuliza limits in exchange for payment. Users should never share their M-Pesa PIN or confidential account information with strangers.

The company continues to offer digital financial services that allow Kenyans to make payments and manage everyday transactions using their mobile phones.

For customers hoping to access a higher Fuliza limit, the best approach is to check their current eligibility through official Safaricom channels and follow the instructions provided.

As more Kenyans rely on mobile money for daily expenses, understanding how overdraft services work can help users make informed financial decisions and avoid borrowing more than they can comfortably repay.

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