T-Bills on USSD: The Micro-Investing Boom in Ghana

From the introduction of the Branchless Banking Guidelines in 2008, which paved the way for the establishment of Ghana’s first mobile money service, to the widespread adoption and confidence seen today, the evolution of mobile money in Ghana has been truly remarkable.What was once met with scepticism by many has transformed into one of the country’s most trusted and indispensable financial tools.