Mukuru Partners with Flash to Launch 170,000 Cash Pay-In Locations Across South Africa

November 7, 2026 dailymirror Johannesburg – Mukuru, a leading financial services provider, has partnered with Flash, a payment technology company with an extensive network of spaza shops across South Africa. This collaboration introduces 170,000 cash pay-in points, allowing customers to conveniently settle their Mukuru remittance orders.

This vast network leverages Flash’s extensive merchant presence, enabling Mukuru to tap into a variety of locations through Flash and its partner networks. The newly established points dramatically minimize the travel time and distance for many customers when making payments.

Previously, customers needed to visit banks or specialized payment locations to complete their Mukuru transactions. Now, they can simply visit a nearby spaza shop, whether it’s close to home, work, or their usual shopping destinations.

For individuals residing in townships, peri-urban, and rural areas who depend significantly on cash and have historically faced challenges accessing formal pay-in facilities—especially within South Africa’s migrant communities—this improvement removes a major barrier, making it easier to send money back home.

The introduction of pay-in points at spaza shops integrates Mukuru’s services into the daily environment of customers, allowing for fewer unnecessary trips and more timely payments.

“Each new pay-in point represents one less obstacle for a customer looking to send money home,” said Erone Kyte, Commercial Manager: Cross-Border Remittances at Mukuru.

“Partnering with Flash allows us to expand our reach and bring Mukuru’s services into the familiar spaces that our customers trust.

“This marks a significant step toward making remittances easier, more accessible, and genuinely closer to the communities we serve.”

For Mukuru, collaborating with Flash enhances its ability to reach more customers in underserved urban, township, and rural areas.

With Flash’s established network, Mukuru can now provide cash pay-in options in areas previously lacking such services.

The expanded network is expected to improve access to Mukuru’s offerings, stimulate growth in its South African customer base, and facilitate more convenient cross-border transactions.

Rens Rezelman, General Manager for Flash’s Merchant Division, stated, “Flash is focused on bridging the divide between digital products and payment solutions for businesses and consumers across the country.

“Integrating Mukuru into our network provides another opportunity to bring a trusted brand closer to those who need it most.”

This sector is now recognized as a R750 billion industry.

According to Trade Intelligence data, the total turnover recently reached R197 billion, indicating an approximate annual growth rate of 15%.

Research shows that traditional trade and spaza shops are growing faster than major supermarket chains, with nearly 80% of South African households consistently shopping at these traditional venues.

Introducing Mukuru payment options in these stores is a logical extension that helps shop owners draw in more customers and offer additional services to their local communities.

Mukuru and Flash are planning to promote the new pay-in option through in-store, digital, and community campaigns in the upcoming months.

This partnership aligns with Mukuru’s ongoing efforts to simplify cash pay-ins and enhance access to remittance services for individuals living and working in areas with limited formal financial facilities.

Over the past two years, the company has initiated similar programs to grow its payment network, making it more accessible throughout the region.

Mukuru customers looking to pay closer to home can easily find their nearest participating Flash pay-in point via the Mukuru app or website.

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