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The frequency at which cashless transactions occur in Ghana has increased significantly, a lot lately. A lot of people are now migrating from “cash-and-carry” and now getting used to the known easy use of “cashless” mode of transaction such as mobile and cards which expresses the ideal availability of Point of Sales (POS) as well ATMs in virtually every part of the country. E-zwich, as a brand for Ghana National Switch and Smart Card Payment System, is one of the most available and used cashless payment systems in the country.
This payment system is an innovative strategy for working on and improving the accessibility or availability to banking and retail benefits in Ghana. With e-zwich, clients can perform exchanges involving their card in the nation and at certain banks without necessarily the need to create a bank account with the bank of choice. Furthermore, businesses can pay their worker’s wages through their e-zwich cards.
Just like every monetary card or card that have to do with money transactions, there is always the need to check the balance you have on the e-zwich card you own. A process such as this can be a bit difficult at times, however it is my pleasure to teach you how to check the balance you have on your e-zwich account. One of these difficulties relating to the e-zwich is that you cannot currently check your e-zwich account balance online.
The benefits of using an e-zwich in Ghana such as instant loading and transfer of monies, using the GPRS system for transactions at any bank in Ghana is free. All you have to do is to deposit cash on it. These benefits include cash transfer, salary and wages payment or receipts, bill payments from ATMs or any Point Of Sale (POS) all across the country.
It is a stress-free payment system for transactions as well as payments of goods and services. It removes the risks and problems of carrying cash with you all the time. The fingerprint identification as unique as it is makes it safe and secured How.
Steps To Check Your E-zwich Account Balance
1. Visit any of the e-zwich accepted banks in the country with a valid national ID document
2. Inform the tellers that you will want to check your e-zwich account balance.
3. Your details will be taken and then a confirmation that you are truly the owner of the e-zwich card.
4. Your account balance will then be checked for you for free.
At the moment, E-zwich is one of the good payment methods that are available for all Ghanaians. Unlike the other payment methods like debit and credit cards where you must create an account with a bank before you can be issued a card, you can get an e-zwich card from the selected banks without necessarily creating a bank account with them. While spending with your e-zwich card, you have to check the balance you have in it. Or at the end of the month, you have to check to see if your employer has sent your salary.
Also, you can link your e-zwich account to your bank account. What you will need to do is to visit a bank you have an account with and request for it to be linked for you. You can also replace your e-zwich card when lost.
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