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GCB Bank PLC has topped four key industry metrics in PwC Ghana’s 2026 Banking Sector Survey for the 2025 financial year, including deposits, loans and advances, operating assets and total operating income.
The survey found that GCB held 12.37 per cent of industry deposits, 1.85 percentage points higher than the closest competitor at 10.52 per cent.
The Bank also accounted for 17.8 per cent of loans and advances, compared with 14.2 per cent for the second-ranked bank. GCB’s share of operating assets stood at 12.3 per cent, against 10.8 per cent for the number two, while its share of operating income rose to 14.2 per cent, up from 12.5 per cent in 2024.
The rankings offer a view of the franchise from both sides of the balance sheet: a large deposit base provides funding capacity, while GCB’s lending, operating-asset and income shares indicate the scale at which that capacity is being deployed.
GCB’s profitability numbers also improved, with return on equity increasing from 29.8 per cent in 2024 to 34.0 per cent in 2025, the highest among banks in its first-quartile peer group.
Commenting on the findings, GCB Bank Managing Director Farihan Alhassan said the Bank viewed its market position as carrying a wider responsibility.
“Our continued leadership across key balance-sheet indicators reflects the trust customers place in GCB and the strength of our strategy and people. We value this trust and remain committed to deepening customer relationships and supporting businesses and households,” he said.
He added that the Bank’s focus remains on customer-led growth, digital transformation and strengthening its people and culture as competition across the industry intensifies.
GCB’s half-year results for 2026 indicate continued momentum. Customer deposits reached GH¢51.49 billion and net loans and advances GH¢22.19 billion by June, while the NPL ratio declined to 4.7 per cent. Operating income rose 36.1 per cent year-on-year and profit before tax increased 45.8 per cent.
