Pakistan’s bank deposits rise 14% to Rs39.24 trillion

Pakistan’s banking sector deposits rose 13.9% YoY to Rs39.244 trillion at the end of August, supported by increased digitalisation and strong remittance inflows through official channels, reported 24NewsHD TV channel on Tuesday.

According to the latest State Bank of Pakistan (SBP) data, the strong growth in banking deposits is due to increased digitalisation and robust remittance flows through official channels.

Bank deposits reached Rs 39,244 billion by August 2026, and bank deposits stood at Rs 34,463 billion in August 2025.

An increase of Rs 4,781 billion in bank deposits was recorded over the course of a year.

In August 2026, advances rose by 10.7 percent year-on-year to stand at Rs 13,609 billion.

By August 2026, investments had risen by 13.4 percent year-on-year to reach Rs 41,185 billion.

The advances-to-deposit ratio (ADR), meanwhile, declined to 34.7% from 35.7% in August last year and remained unchanged from July.

The IDR remained above 100% amid lower external financing available to the government and higher interest rates, while the banking sector’s lower ADR reflected relatively weaker lending compared with the growth in deposits.