{"id":157803,"date":"2024-03-01T21:14:13","date_gmt":"2024-03-01T21:14:13","guid":{"rendered":"https:\/\/www.ghanamma.com\/2024\/03\/01\/guide-to-link-your-nin-bvn-to-your-bank-account\/"},"modified":"2024-03-01T21:14:13","modified_gmt":"2024-03-01T21:14:13","slug":"guide-to-link-your-nin-bvn-to-your-bank-account","status":"publish","type":"post","link":"https:\/\/www.ghanamma.com\/2024\/03\/01\/guide-to-link-your-nin-bvn-to-your-bank-account\/","title":{"rendered":"Guide To Link Your NIN, BVN To Your Bank Account"},"content":{"rendered":"<p><\/p>\n<div>\n<p>Banks in the country have started taking into effect the directive by the Central Bank of Nigeria for their customers to link their National Identification Number (NIN) and Bank Verification Number (BVN) to their bank account(s).<\/p>\n<p>The apex bank had given the directive in a circular on December 1, 2023, that banks should place restrictions on all Tier 1 bank accounts without BVN.<\/p>\n<p>While some banks indicated February 29, 2024, as the deadline, some banks were silent about any deadline.<\/p>\n<p>The\u00a0National Identification Number (NIN)\u00a0consists of 11 non-intelligible numbers randomly chosen and assigned to an individual after completing enrollment into the National Identity Database (NIDB).<\/p>\n<p>Bank Verification Number (BVN) is a biometric technology with secure unique identifier to analyze human characteristics as an enhanced form of authentication for real-time security processes.<\/p>\n<p>To link your BVN or NIN to your bank account, you can use one of the following methods<\/p>\n<h4 id=\"h-link-bvn-nin-to-bank-account-via-sms\" class=\"wp-block-heading\"><span id=\"Link_BVN_NIN_to_bank_account_via_SMS\">Link BVN, NIN to bank account via SMS<\/span><\/h4>\n<p>Simply text BVN\/NIN, your account number, and BVN\/NIN number to the number\/code provided by your service provider or bank.<\/p>\n<h4 id=\"h-link-bvn-nin-to-bank-account-via-internet-banking\" class=\"wp-block-heading\"><span id=\"Link_BVN_NIN_to_bank_account_via_Internet_Banking\">Link BVN, NIN to bank account via Internet Banking<\/span><\/h4>\n<p>Log in to the internet banking platform of your bank, select the BVN\/NIN option, click on new request, enter your BVN\/NIN, select the bank where your BVN\/NIN was issued, answer the secret questions and follow the instructions.<\/p>\n<p>READ MORE:\u00a0Set To Bar BVN Violators From Banking Services<\/p>\n<h4 id=\"h-email-request\" class=\"wp-block-heading\"><span id=\"Email_Request\">Email Request<\/span><\/h4>\n<p>Send an email request to your account officer.<\/p>\n<h4 id=\"h-visit-your-bank\" class=\"wp-block-heading\"><span id=\"Visit_Your_Bank\">Visit Your Bank<\/span><\/h4>\n<p>Visit your nearest bank branch.<\/p>\n<h4 id=\"h-bankground\" class=\"wp-block-heading\"><span id=\"Bankground\">Bankground:<\/span><\/h4>\n<p>Recall the CBN had in a circular on December 1st 2023, directed that banks should place restrictions on all Tier 1 bank accounts without BVN.<\/p>\n<p>The maximum daily transaction limit for a Tier account is N50,000 while the maximum account balance is N300,000.<br \/>According to the circular, titled, \u2018TIER-1 WALLETS AND ACCOUNTS: MANDATORY USE OF BANK VERIFICATION NUMBER (BVN) OR NATIONAL IDENTIFICATION NUMBER (NIN), the CBN said: \u201cAs part of its effort in promoting financial system stability, it becomes necessary to strengthen the Know Your Customer (KYC) procedures in financial institutions under the purview of the Central Bank of Nigeria (CBN).<\/p>\n<p>\u201cAccordingly, the CBN hereby issues an amendment to Section 1.5.3 of the Regulatory Framework for Bank Verification Number (BVN) Operations and Watch-List for the Nigerian Banking Industry (The Guidelines).<\/p>\n<p>In this regard: It is mandatory for ALL Tier-1 bank accounts and wallets for individuals to have BVN and\/or NIN<br \/>\u201cIt remains mandatory for Tiers 2 &amp; 3 accounts and wallets for Individual accounts to have BVN and NIN;<br \/>\u201cThe process for account opening shall commence by electronically retrieving BVN or NIN related information from the NIBSS\u2019 BVN or NIMC\u2019s NIN databases and for same to become the primary information for onboarding of new customers, and all existing customer accounts\/wallets for individuals with validated BVN shall be profiled in the NIBSS\u2019\u2019 ICAD immediately and within 24hrs of opening accounts\/wallets.<\/p>\n<div class=\"code-block code-block-7\" style=\"margin: 8px auto; text-align: center; display: block; clear: both;\">\n<div data-advadstrackid=\"890536\" data-advadstrackbid=\"1\" class=\"infor-target\" id=\"infor-630966924\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.ghanamma.com\/wp-content\/uploads\/2023\/12\/300x250b.gif\" alt=\"\" width=\"300\" height=\"250\"\/><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Banks in the country have started taking into effect the directive by the Central Bank of Nigeria for their customers to link their National Identification Number (NIN) and Bank Verification Number (BVN) to their bank account(s). The apex bank had given the directive in a circular on December 1, 2023, that banks should place restrictions [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":157804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-157803","post","type-post","status-publish","format-standard","has-post-thumbnail","category-nigeria-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Guide To Link Your NIN, BVN To Your Bank Account - Ghanamma.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ghanamma.com\/2024\/03\/01\/guide-to-link-your-nin-bvn-to-your-bank-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide To Link Your NIN, BVN To Your Bank Account - Ghanamma.com\" \/>\n<meta property=\"og:description\" content=\"Banks in the country have started taking into effect the directive by the Central Bank of Nigeria for their customers to link their National Identification Number (NIN) and Bank Verification Number (BVN) to their bank account(s). 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