{"id":147147,"date":"2024-02-03T11:28:35","date_gmt":"2024-02-03T11:28:35","guid":{"rendered":"https:\/\/www.ghanamma.com\/2024\/02\/03\/banking-fees-on-personal-transfers-due-to-inconsistent-ghana-card-data\/"},"modified":"2024-02-03T11:28:35","modified_gmt":"2024-02-03T11:28:35","slug":"banking-fees-on-personal-transfers-due-to-inconsistent-ghana-card-data","status":"publish","type":"post","link":"https:\/\/www.ghanamma.com\/2024\/02\/03\/banking-fees-on-personal-transfers-due-to-inconsistent-ghana-card-data\/","title":{"rendered":"Banking fees on personal transfers due to inconsistent Ghana card data"},"content":{"rendered":"<p><\/p>\n<div>\n<p>John Awuah, the President of the Ghana Association of Bankers, has attributed the fees charged for personal transfers to inconsistencies in the data of Ghana card details between Mobile Money (MoMo) accounts and bank accounts.<\/p>\n<p>He explained that if the information registered on a MoMo account differs from that on a bank account, the system interprets it as different individuals and applies charges accordingly.<\/p>\n<p>However, in an interview with Bernard Avle on the Citi Breakfast Show (CBS) on Thursday, Mr. Awuah revealed that there is a reversal system in place for these charges.<\/p>\n<p>This system, he noted, is not automatic or immediate, suggesting that customers may have to wait or take additional steps to have the fees reversed.<\/p>\n<p>\u201cThe situation we have observed is we have some of these customers who have updated their bank records with their Ghana card. Unfortunately, the details that they have on the Ghana card which they presented to the bank are different from the name combination on their telco wallet. So you may be Bernard V Avle, but the Ghana validation combines both your name and the ID on your card. So the system that does that authentication and if it cannot verify that you are the same Bernard V Avle who owns an account at Bank B then you are likely to have a charge which is a charge that should be reversed.\u201d<\/p>\n<p>\u201cAnd it is the reversal mechanism that has not been working as seamlessly as we were made to believe when we started this process with GRA. There is a reversal mechanism. It is not automatic or immediate. Sometimes there is a delay in the reversal, and that is where people see some of these charges. It is nothing new,\u201d he said.<\/p>\n<p>Mr. Awuah also stressed that banks had not introduced any charge on personal transfers.<\/p>\n<p>\u201cNo bank has introduced any new charge. As far as we are concerned, any new charge (comes with) notification to their customers or a charge which is not so properly advertised in their banking premises, on their websites, and other platforms,\u201d he noted.<\/p>\n<p>\u00a0<\/p>\n<hr\/>\n<p><em><strong>Explore the world of impactful news with CitiNewsroom on WhatsApp!<\/strong><\/em><\/p>\n<p><em><strong>Click on the link to join the Citi Newsroom channel for curated, meaningful stories tailored just for YOU:\u00a0https:\/\/whatsapp.com\/channel\/0029VaCYzPRAYlUPudDDe53x<\/strong><\/em><\/p>\n<p><em><strong>No spams, just the stories that truly matter!\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/www.ghanamma.com\/wp-content\/uploads\/2024\/01\/1f310.svg.svg+xml\" alt=\"\ud83c\udf10\"\/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/www.ghanamma.com\/wp-content\/uploads\/2024\/01\/1f4f0.svg.svg+xml\" alt=\"\ud83d\udcf0\"\/>\u00a0#StayInformed #CitiNewsroom #CNRDigital<\/strong><\/em><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>John Awuah, the President of the Ghana Association of Bankers, has attributed the fees charged for personal transfers to inconsistencies in the data of Ghana card details between Mobile Money (MoMo) accounts and bank accounts. He explained that if the information registered on a MoMo account differs from that on a bank account, the system [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":147148,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-147147","post","type-post","status-publish","format-standard","has-post-thumbnail","category-local-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banking fees on personal transfers due to inconsistent Ghana card data - Ghanamma.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ghanamma.com\/2024\/02\/03\/banking-fees-on-personal-transfers-due-to-inconsistent-ghana-card-data\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking fees on personal transfers due to inconsistent Ghana card data - Ghanamma.com\" \/>\n<meta property=\"og:description\" content=\"John Awuah, the President of the Ghana Association of Bankers, has attributed the fees charged for personal transfers to inconsistencies in the data of Ghana card details between Mobile Money (MoMo) accounts and bank accounts. 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