{"id":128430,"date":"2023-12-07T09:05:50","date_gmt":"2023-12-07T09:05:50","guid":{"rendered":"https:\/\/www.ghanamma.com\/2023\/12\/07\/bright-simons-questions-sudden-u-turn-by-credit-bureaus\/"},"modified":"2023-12-07T09:05:50","modified_gmt":"2023-12-07T09:05:50","slug":"bright-simons-questions-sudden-u-turn-by-credit-bureaus","status":"publish","type":"post","link":"https:\/\/www.ghanamma.com\/2023\/12\/07\/bright-simons-questions-sudden-u-turn-by-credit-bureaus\/","title":{"rendered":"Bright Simons questions sudden U-turn by credit bureaus \u2013"},"content":{"rendered":"<p><\/p>\n<div>\n<p>Vice President of IMANI Africa,\u00a0Bright Simons\u00a0has cast doubt over the recent about-turn on the part of the credit bureaus over the existence of a credit scoring system in Ghana.<\/p>\n<p>Vice President Dr.\u00a0Mahamudu Bawumia\u00a0recently announced that beginning next year, Ghana will introduce a personalised credit-scoring system, which will be anchored by the Ghana Card, the national biometric identity card.<\/p>\n<p>However, two senior officials of policy think tank IMANI Africa, Franklin Cudjoe and\u00a0Bright Simons, claimed personalised credit scoring system already exists in Ghana. The two have since maintained their position despite a Bank of Ghana 2022 Credit Reporting Activity report, that said credit scoring was yet to be introduced in Ghana.<\/p>\n<p>In a recent write-up sighted by\u00a0GhanaWeb\u00a0Business,\u00a0Bright Simons\u00a0worried about the fact that the credit bureaus such as XDS Data until recently indicated they do credit scoring in Ghana along with evidence from their sites.<\/p>\n<p>He further went to provide evidence from XDS Data\u2019s website which indeed affirmed the existence of the credit scoring system.<\/p>\n<p>However on December 5, 2023 XDS Data in statement noted that in spite of its \u201ccapabilities\u201d, it has not been able to produce scores due to the absence of a unique identifier like the Ghana Card.<\/p>\n<p>Reacting to the claims made by the agency,\u00a0Bright Simons\u00a0pointed that the same credit bureaus in Ghana do credit scoring in Nigeria, Tanzania and elsewhere even though those countries at the time they started doing the scoring didn\u2019t have a national ID that had nearly everyone on it as XDS is claiming is necessary.<\/p>\n<p><strong>See Bright Simon\u2019s full response below:<\/strong><\/p>\n<p>MA<\/p>\n<p><strong>Source:\u00a0<\/strong>www.ghanaweb.com<\/p>\n<p><!-- AI CONTENT END 1 --><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Vice President of IMANI Africa,\u00a0Bright Simons\u00a0has cast doubt over the recent about-turn on the part of the credit bureaus over the existence of a credit scoring system in Ghana. Vice President Dr.\u00a0Mahamudu Bawumia\u00a0recently announced that beginning next year, Ghana will introduce a personalised credit-scoring system, which will be anchored by the Ghana Card, the national [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":128431,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-128430","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bright Simons questions sudden U-turn by credit bureaus \u2013 - Ghanamma.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ghanamma.com\/2023\/12\/07\/bright-simons-questions-sudden-u-turn-by-credit-bureaus\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bright Simons questions sudden U-turn by credit bureaus \u2013 - Ghanamma.com\" \/>\n<meta property=\"og:description\" content=\"Vice President of IMANI Africa,\u00a0Bright Simons\u00a0has cast doubt over the recent about-turn on the part of the credit bureaus over the existence of a credit scoring system in Ghana. Vice President Dr.\u00a0Mahamudu Bawumia\u00a0recently announced that beginning next year, Ghana will introduce a personalised credit-scoring system, which will be anchored by the Ghana Card, the national [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ghanamma.com\/2023\/12\/07\/bright-simons-questions-sudden-u-turn-by-credit-bureaus\/\" \/>\n<meta property=\"og:site_name\" content=\"Ghanamma.com\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-07T09:05:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ghanamma.com\/2023\/wp-content\/uploads\/2023\/12\/Bright-Simons-Vice-President-IMANI-Africa-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ghana News\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ghana News\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ghanamma.com\/2023\/12\/07\/bright-simons-questions-sudden-u-turn-by-credit-bureaus\/\",\"url\":\"https:\/\/www.ghanamma.com\/2023\/12\/07\/bright-simons-questions-sudden-u-turn-by-credit-bureaus\/\",\"name\":\"Bright Simons questions sudden U-turn by credit bureaus \u2013 - 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