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To get a roundup of \u2019s biggest and most important stories delivered to your inbox every day at 3 p.m. PDT,<\/em> subscribe here<\/em>.<\/em><\/p>\n Good morning, you crunchy ol\u2019 pirates. Good to see you again, and hope you had a swell weekend. On Wednesday, we\u2019re hosting a healthcare-focused Live. It\u2019ll be fun! Tune in here, and if you want to be part of the 2-minute pitch practice, Haje will be on the lookout for your applications.<\/p>\n Now, grab yourself a glass of water, and settle in with some tech-newsy goodness from the TC team! \u2014Christine<\/a> and Haje<\/a><\/p>\n As we all know, the housing market goes through cycles. Low interest rates mean more purchases and refinances. Higher interest rates mean far fewer purchases and refinances \u2014 and lots of business for fintechs operating in the real estate industry, Mary Ann<\/a> writes in this week\u2019s issue of the Interchange, our fintech newsletter.<\/p>\n Kli Capital was your average family office headed up by a former tech entrepreneur looking to opportunistically back a new fleet of founders. Becca<\/a> reports that the firm changed gears in the firm\u2019s third fund, as it evolved into a multi-LP fund.<\/p>\n Image Credits:<\/strong> Anastasiia Yanishevska \/ EyeEm (opens in a new window)<\/span> \/ Getty Images<\/p>\n<\/div>\n Tech investors born after 1996 \u201chave raised funds, garnered social media followings and profited from the Gen Z mentality,\u201d says Andrew Chan, a senior associate at Builders VC.<\/p>\n However, \u201cGen Z, no matter how you slice it, are still a bunch of kids. Myself included,\u201d he notes in a TC+ guest post. \u201cGood for them. I don\u2019t want to be any part of it.\u201d<\/p>\n Chan says too many investors in his age cohort rely on \u201cyouth, group-think identification and confidence as a substitute for hard work and experience.\u201d<\/p>\n \u201cIt might work for now, but if that\u2019s success for my generation of venture capitalists, then I would have rather stayed in my happy little bubble writing geochemistry code at NASA JPL.\u201d<\/p>\n (+ is our membership program, which helps founders and startup teams get ahead.<\/em> You can sign up here<\/em>.)<\/em><\/p>\n If you like earbuds that glow, you will enjoy Haje<\/a>\u2019s review of Angry Miao\u2019s Cyberblade gaming earbuds. We think \u201cthese are some of the best-manufactured in-ear headphones I\u2019ve ever seen\u201d pretty much sums it up.<\/p>\n Remember the vintage Apple iMac Blueberry? That\u2019s what the back of the new Aston Martin Valhalla reminds us of. For true car connoisseurs, Jaclyn<\/a> writes this high-performance vehicle is being used to \u201cdevelop a playbook for its future EVs.\u201d<\/p>\n<\/div>\nThe Top 3<\/h2>\n
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Startups and VC<\/h2>\n
A Gen Z VC speaks up: Why Gen Z VCs are trash<\/h2>\n
Big Tech Inc.<\/h2>\n