He said the company received a payment of R1‚750 from Cecilia Steyn’s Capitec account just before the policy lapsed.
“The payment was directed at bringing the policy up to date.”
The court heard that Cecilia submitted a death claim at Discovery Life as the beneficiary.
In the form‚ she stated that Valentine had died on December 16 2015 in an accident and that the car was burnt.
“The beneficiary furnished us with her banking details for payment of the proceeds of the claim‚” Shadzkelowitz said.
As is company procedure‚ Cecilia had to submit a death certificate from the department of home affairs to prove Valentine’s death‚ Shadzkelowitz said.
Valentine’s fingerprints could not be obtained because it was claimed that he had been burnt in the accident.
Shadzkelowitz said his assessors told him of their suspicions about the claim and he started investigating.
“I decided to interview the beneficiaries when I heard from the investigating officer of the accident that they were investigating the identity of the person who was found in Valentine’s car.”
He said he interviewed Cecilia at her flat in Krugersdorp.
“During the interview‚ I realised that she was not being honest. She said that the deceased’s wedding band was found at the scene and I found that this was not true.”