Credit Officer at A Newly Established Microfinance Institution

Location: Greater Accra Region

Job Title: Credit Officer
Job Location: Dansoman, Accra
A newly established Microfinance institution requires suitable candidates to apply for the position of Credit Officer.
  1. Assess loan requests or commercial credit applications through interviews with applicants and checking application forms, references, credit ratings, credit scores, pay slips and other information
  2. Approve or recommend approval of loans and commercial credit applications within policy guidelines
  3. Prepare papers setting out conditions and periods of loans, rates of repayment or, in a commercial area, the setting out of trading terms
  4. Prepare reports of loans and accounts which have outstanding (unpaid) amounts
  5. Keep records of arrears (behind in payments) and prepare routine letters or make telephone calls requesting payment
  6. Prepare statements of overdue accounts and forward these for legal action
  7. Prepare reports on credit ratings of customers
  8. Answer enquiries concerning loan balances or commercial accounts, penalties and credit standing of customers.
  9. Undertake other tasks assigned by the CEO
Qualification and Requirements
  1. Minimum of HND or Diploma Accounting or any related field.
  2. Good verbal and written communication skill.
  3. Good Understanding of financial statements.
  4. Good knowledge and skills in Microsoft applications.
  5. Strong analytical, technical and problem solving aptitude.
  6. Professional, ethical and discretion when dealing with confidential information.
  7. Strong communication and interpersonal skills and presentation abilities.
  8. Committed, responsible and able to work under pressure and limited time frames.
  9. Ability to carry out the work on an independent basis as well as in working groups and teams.
  10. Good planning and organizing skills.

If you are qualified for this position, Send your CV to [email protected] or click to apply