19:54 ET<\/span>
\n<\/span><\/p>\nPensioners are finding it hard to cope with rising living costs, with 47% saying they are “just getting by”, research suggests.<\/p>\n
In a study for Age UK, 11% described themselves as finding it difficult or “really struggling” to cope.<\/p>\n
The face-to-face survey of 1,258 people suggested 19% cut back on heating this winter in order to manage their money.<\/p>\n
Age UK is launching a campaign for over-60s to claim all the benefits they are entitled to receive.<\/p>\n
The research found some 26% pensioners said they were buying cheaper or less food and 19% going out less.<\/p>\n
Among poorer pensioners, the figures rose to more than a third, or 35%, buying cheaper or less food, and 21% going out less.<\/p>\n
A total of 11% said they were in debt through mortgage, credit cards or bank loans.<\/p>\n
Missed benefits<\/span><\/p>\nThe findings were released to coincide with Age UK’s More Money in Your Pocket campaign, which says as much as \u00a35.4bn in pensioner benefits goes unclaimed each year.<\/p>\n
The charity says this is often because people are unaware of the help available.<\/p>\n
It says just under a half of pensioners are entitled to pension credit but a third of people eligible do not claim, while up to 1.97 million pensioners are also missing out on council tax benefit worth \u00a31.5bn a year.<\/p>\n
Michelle Mitchell, Age UK charity director, said: “At a time when so many people are struggling financially, it is unacceptable that vital benefits are failing to reach some of the poorest and most vulnerable older people in our society.<\/p>\n
“This is money that could make a huge difference to people’s quality of life. Ultimately, the best way to ensure that people receive the benefits they are entitled to is for them to be paid automatically.<\/p>\n
“But in the meantime, the evidence shows that clear, independent information and advice and face-to-face communication are key to improving the take-up of benefits.”<\/p>\n<\/p><\/div>\n<\/p>\n
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